Black Hawk County property record for 1223 Upton Ave, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1941 |
| Square Footage | 715 sqft Living Area |
| Lot Size | 8,000 sqft (0.184 acres) |
| Garage | Detached, 720 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,038.00 (2025) |
| Primary APN | 8913-21-426-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 715 sqft Living Area |
| 1st Floor | 572 sqft 1st Floor |
| Attic Area | 143 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 572 sqft Basement |
| Unfinished Basement | 572 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Aluminum Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,000 sqft (0.184 acres) |
| Depth X Width | 100 ft x 80 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 720 sqft Garage |
| Patio Area | 300 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1223 UPTON AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1959 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ALADDIN ADDITION LOT 6 BLK 2 LOT 7 BLK 2 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 21 |
| Legal Subdivision | ALADDIN ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 6,7 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 1503 |
Source: Black Hawk County records · APN 8913-21-426-003
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1223 UPTON AVE, WATERLOO, IA 50701-1959 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 18, 2024 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Apr 20, 2017 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Sep 11, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance VERIDIAN CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1223 UPTON AVE, WATERLOO, IA 50701-1959 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2024 |
| Name | Verified Name |
|---|
| Document Number | 202400011323 |
|---|---|
| Date | Mar 18, 2024 |
| Instrument | 202400011323 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 6000, WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Apr 01, 2029 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1223 UPTON AVE, WATERLOO, IA 50701-1959 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700018352 |
|---|---|
| Date | Apr 20, 2017 |
| Instrument | 2017-00018352 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1223 UPTON AVE, WATERLOO, IA 50701-1959 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2019 |
| Name | Verified Name |
|---|
| Document Number | 202000004586 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 202000004586 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,038.00 Homeowner's exemption | $108,160 (+3.87%) Land $21,120 Building $87,040 | $108,160 (+3.87%) Land $21,120 Building $87,040 |
| 2024 | $2,038.00 (+36.96%) | ||
| 2023 | $104,130 (+35.89%) Land $21,120 Building $83,010 | $104,130 (+35.89%) Land $21,120 Building $83,010 | |
| 2022 | $1,488.00 Homeowner's exemption | $76,630 Land $21,120 Building $55,510 | |
| 2021 | $76,630 Land $21,120 Building $55,510 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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