1300 E 550 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 1300 E 550 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.75 ba · 1,391 sqft · built 1977
Lot Size	0.177 acres (7,696 sqft)
Owner	2 Individual Names on File
Last Sale	$461,142 (Oct 2025)
Tax Bill	$2,240 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`46-128-0021`

Property Details

APN / Parcel Number

Primary APN	`46-128-0021`
Alternative APN	`065791`

Interior

Bedrooms	1 Bed
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,391 sqft Living Area
Gross Area	2,716 sqft
1st Floor Area	1,041 sqft
Basement Area	975 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1988
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,696 sqft (0.177 acres)
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Wood Porch
Porch Area	36 sqft
Deck Area	Deck Area
Patio Area	337 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	065791
Street Address	1300 E 550 S
City	SPANISH FORK
State	UT
Zip	84660-2614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21, PLAT J, MOUNT LOAFER SUB AREA 0.177 AC.
Legal Subdivision	MOUNT LOAFER SUB
Legal Lot Number	21
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1006
Census Tract	3205

Owner

1300 E 550 S is owned and occupied by two individuals who bought it in October 2025.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1300 E 550 S, SPANISH FORK, UT 84660-2614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 8, 2025	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 8, 2025	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 8, 2025	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Aug 2, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2025 · Amount on File
Deed Sale	Oct 8, 2025 · Amount on File
Prior Sale	Oct 5, 2015 · Amount on File
Deed Document Number	202577886
Prior Transfer Date	Oct 6, 2025
Prior Transfer Doc	0000077885
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1300 E 550 S, SPANISH FORK, UT 84660-2614
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000175141
Date	Oct 13, 2021
Instrument	175141:2021

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1300 E 550 S, SPANISH FORK, UT 84660-2614
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 E 550 S, SPANISH FORK, UT 84660-2614
Investor	Possibly a Property Investor

Mortgage

Document Number	0000056966
Date	Aug 30, 2023
Instrument	56966:2023

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1300 E 550 S, SPANISH FORK, UT 84660-2614
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1550 N 1750 W, SPRINGVILLE, UT 84663-4976

Mortgage

Document Number	0000077898
Date	Oct 8, 2025
Instrument	77898:2025

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Oct 8, 2025
Property Address	1300 E 550 S, SPANISH FORK, UT 84660-2614
Document Number	0000077886
Instrument Date	Oct 6, 2025
Instrument	77886:2025
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1300 E 550 S, SPANISH FORK, UT 84660-2614

Mortgage

Document Number	0000077898
Date	Oct 8, 2025
Instrument	77898:2025

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Oct 8, 2025
Property Address	1300 E 550 S, SPANISH FORK, UT 84660-2614
Document Number	0000077885
Instrument Date	Oct 6, 2025
Instrument	77885:2025
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 E 550 S, SPANISH FORK, UT 84660-2614
Investor	Possibly a Property Investor

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1300 E 550 S, SPANISH FORK, UT 84660-2614
Document Number	0000115228
Instrument Date	Aug 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1300 E 550 S SPANISH FORK UT 846602614, SPANISH FORK, UT 84660-2614

Mortgage

Document Number	0000115228
Date	Aug 6, 2020
Instrument	115228

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1300 E 550 S was $2,240, up 9.7% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,735 (-1.23%)	$417,700 (-1.23%) Land $150,900 Building $266,800
2025	$2,240.00 (+9.7%)	$232,595	$422,900 Land $151,500 Building $271,400
2024	$2,042.00 (-1.35%)
2023	$2,070.00 (-9.92%)	$213,675	$388,500 Land $144,300 Building $244,200
2022	$2,298.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1300 E 550 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1300 E 550 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SenaWave, Utah Broadband.

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