1280 E 550 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 1280 E 550 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,080 sqft · built 1977
Lot Size	0.177 acres (7,696 sqft)
Owner	2 Individual Names on File
Last Sale	$190,600 (Apr 2021)
Tax Bill	$2,342 (2025)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`46-128-0022`

Property Details

APN / Parcel Number

Primary APN	`46-128-0022`
Alternative APN	`065792`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1988
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,696 sqft (0.177 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	065792
Street Address	1280 E 550 S
City	SPANISH FORK
State	UT
Zip	84660-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22, PLAT J, MOUNT LOAFER SUB AREA 0.177 AC.
Legal Subdivision	MOUNT LOAFER SUB
Legal Lot Number	22
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1006
Census Tract	3205

Owner

1280 E 550 S is owned and occupied by two individuals who bought it in April 2021.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1280 E 550 S, SPANISH FORK, UT 84660-2612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Quit Claim Deed, Transfer PRO TITLE, PRO TITLE & ESCROW INC
Apr 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CENTRAL BANK
Jul 12, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CENTRAL BANK
Jul 12, 2019	Quit Claim Deed, Transfer PRO TITLE, PRO TITLE & ESCROW INC
Aug 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2021 · Amount on File
Deed Sale	Apr 12, 2021 · Amount on File
Prior Sale	Jul 12, 2019 · Amount on File
Deed Document Number	202168462
Prior Transfer Date	Jun 12, 2017
Prior Transfer Doc	0000074491
Record Updated	Oct 29, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Apr 12, 2021
Property Address	1280 E 550 S, SPANISH FORK, UT 84660-2612
Document Number	0000068464
Instrument Date	Apr 6, 2021
Instrument	68464
Transaction Type	Transfer
Record Updated	Apr 28, 2021
Title Company	PRO TITLE, PRO TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1280 E 550 S SPANISH FORK UT 846602612, SPANISH FORK, UT 84660-2612

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Apr 12, 2021
Property Address	1280 E 550 S, SPANISH FORK, UT 84660-2612
Document Number	0000068462
Instrument Date	Apr 6, 2021
Instrument	68462:2021
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	PROVO LAND T&E INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1280 E 550 S, SPANISH FORK, UT 84660-2612

Mortgage

Document Number	0000068463
Date	Apr 12, 2021
Instrument	68463:2021

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jul 12, 2019
Property Address	1280 E 550 S, SPANISH FORK, UT 84660-2612
Document Number	0000064495
Instrument Date	Jul 8, 2019
Instrument	064495:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	PRO TITLE AND ESCROW INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1280 E 550 S, SPANISH FORK, UT 84660-2612

Mortgage

Document Number	0000064496
Date	Jul 12, 2019
Instrument	064496:2019

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Jul 12, 2019
Property Address	1280 E 550 S, SPANISH FORK, UT 84660-2612
Document Number	0000064497
Instrument Date	Jul 8, 2019
Instrument	64497
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	PRO TITLE, PRO TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1280 E 550 S SPANISH FORK UT 846602612, SPANISH FORK, UT 84660-2612

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Aug 2, 2017
Property Address	1280 E 550 S, SPANISH FORK, UT 84660-2612
Document Number	0000074491
Instrument Date	Jun 12, 2017
Instrument	74491
Transaction Type	Transfer
Record Updated	Aug 8, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1280 E 550 S SPANISH FORK UT 846602612, SPANISH FORK, UT 84660-2612

Tax Assessment & Valuation

The 2025 property tax bill for 1280 E 550 S was $2,342.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,750 (-44.64%)	$445,000 (+0.66%) Land $150,900 Building $294,100
2025	$2,342.00	$442,100 Land $151,500 Building $290,600	$442,100 Land $151,500 Building $290,600
2024	$2,342.00 (+15.88%)
2023	$2,021.00 (-3.02%)	$208,615	$379,300 Land $144,300 Building $235,000
2022	$2,084.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1280 E 550 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1280 E 550 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SenaWave, Utah Broadband.

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