1291 E 550 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 1291 E 550 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,100 sqft · built 1977
Lot Size	0.17 acres (7,397 sqft)
Owner	Individual Name on Record
Last Sale	$71,300 (May 2018)
Tax Bill	$2,191 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-128-0008`

Property Details

APN / Parcel Number

Primary APN	`46-128-0008`
Alternative APN	`065778`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
Gross Area	2,200 sqft
1st Floor Area	1,100 sqft
Basement Area	1,100 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1986
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,397 sqft (0.17 acres)

Exterior Amenities

Porch	Open Slab
Porch Area	306 sqft
Deck Area	Deck Area
Patio Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	065778
Street Address	1291 E 550 S
City	SPANISH FORK
State	UT
Zip	84660-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, PLAT J, MOUNT LOAFER SUB AREA 0.170 AC.
Legal Subdivision	MOUNT LOAFER SUB
Legal Lot Number	8
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1005
Census Tract	3205

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1291 E 550 S, SPANISH FORK, UT 84660-2611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
May 21, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICAN FORK
May 22, 2018	Quit Claim Deed, Transfer PRO TITLE, PRO TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2018 · Amount on Record
Deed Sale	May 22, 2018 · Amount on Record
Prior Sale	Feb 27, 2003 · Amount on Record
Deed Document Number	201847623
Prior Transfer Date	Jun 21, 2006
Prior Transfer Doc	0000053625
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1291 E 550 S, SPANISH FORK, UT 84660-2611
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	HIGHLANDER TITLE, HIGHLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000213512
Date	Dec 28, 2021
Instrument	213512:2021

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1291 E 550 S, SPANISH FORK, UT 84660-2611
Document Number	0000047622
Instrument Date	May 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	PRO TITLE, PRO TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1291 E 550 S SPANISH FORK UT 846602611, SPANISH FORK, UT 84660-2611

Mortgage

Document Number	0000047622
Date	May 22, 2018
Instrument	47622

Lender

Name	BANK OF AMERICAN FORK
Type	Bank
Address	SPANISH FORK, UT 84660

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	May 22, 2018
Property Address	1291 E 550 S, SPANISH FORK, UT 84660-2611
Document Number	0000047623
Instrument Date	May 21, 2018
Instrument	47623
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	PRO TITLE, PRO TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1291 E 550 S SPANISH FORK UT 846602611, SPANISH FORK, UT 84660-2611

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,845 (-44.41%)	$417,900 (+1.06%) Land $149,700 Building $268,200
2025	$2,191.00 (+0.05%)	$413,500 (+107.34%) Land $149,700 Building $263,800	$413,500 (+14.04%) Land $149,700 Building $263,800
2024	$2,190.00 (+13.35%)
2023	$1,932.00 (-2.18%)	$199,430	$362,600 Land $142,600 Building $220,000
2022	$1,975.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SenaWave, Utah Broadband.

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