130 Upton Rd, Westborough, MA 01581 Property Records

Worcester County and Westborough Town property record for 130 Upton Rd, Westborough, MA 01581

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,145 sqft · built 1989
Lot Size	2.1 acres (91,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (Sep 2019)
Tax Bill	$15,137 (2026)
Deeds & Mortgages	Jul 2020 Refinance Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WBOR M:0005 B:000068 L:0`

Property Details

APN / Parcel Number

Primary APN	`WBOR M:0005 B:000068 L:0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,145 sqft Living Area
Gross Area	5,550 sqft
Basement Area	1,582 sqft
Unfinished Basement	1,582 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	91,650 sqft (2.1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	130 UPTON RD
City	WESTBOROUGH
State	MA
Zip	01581-3221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	68
Jurisdiction	WESTBOROUGH MA
Township / Civil Division	WESTBOROUGH
Census Block Group	1
Census Block	1021
Census Tract	742401

Owner

Source: Worcester County and Westborough Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 UPTON RD, WESTBOROUGH, MA 01581-3221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Sep 27, 2019	Quit Claim Deed, Transfer FIRST CHOICE LN SVCS
May 10, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL CAPITAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Prior Sale	May 10, 2019 · Amount on Record
Deed Document Number	2019101318
Deed Book / Page	61138 / 11
Prior Transfer Date	Sep 19, 2019
Prior Transfer Doc	61138-11
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	130 UPTON RD, WESTBOROUGH, MA 01581-3221
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62796-370
Date	Jul 15, 2020
Book Page	62796/370
Instrument	75787

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTBOROUGH MA
Recording Date	Sep 27, 2019
Property Address	130 UPTON RD, WESTBOROUGH, MA 01581-3221
Document Number	61138-11
Book / Page	061138 / 000011
Instrument Date	Sep 19, 2019
Instrument	101318
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,895.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42 MORSE ST WESTBOROUGH MA 015812132, WESTBOROUGH, MA 01581-2132

Mortgage

Document Number	61138-14
Date	Sep 27, 2019
Book Page	061138/000014
Instrument	101319

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTBOROUGH MA
Recording Date	May 10, 2019
Property Address	130 UPTON RD, WESTBOROUGH, MA 01581-3221
Document Number	60387-25
Book / Page	60387 / 25
Instrument Date	Apr 23, 2019
Instrument	41873
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 S BROADWAY # UT, UT, SALEM, NH 03079-4563

Mortgage

Document Number	41874
Date	May 10, 2019
Instrument	41874

Lender

Name	RESIDENTIAL CAPITAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Westborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westborough Town
Unified School District	Westborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,137.00 (+5.51%)	$950,200 (+7.89%) Land $379,000 Building $571,200	$1,012,007 (+6.01%)
2025	$14,347.00 (+5.68%)	$880,700 (+6.45%) Land $358,500 Building $522,200	$954,655 (+24.26%)
2024	$13,576.00 (+3.42%)	$827,300 (+6.13%) Land $334,600 Building $492,700	$768,265
2023	$13,127.00	$779,500 Land $318,000 Building $461,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTBOROUGH WATER DEPARTMENT serves 21,567 people · EPA ID MA2328000
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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