128 Upton Rd, Westborough, MA 01581 Property Records

Worcester County and Westborough Town property record for 128 Upton Rd, Westborough, MA 01581

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,038 sqft · built 1987
Lot Size	2.19 acres (95,571 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Dec 2015)
Tax Bill	$13,951 (2025)
Deeds & Mortgages	Jan 2022 Refinance Jul 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WBOR M:0005 B:000069 L:0`

Property Details

APN / Parcel Number

Primary APN	`WBOR M:0005 B:000069 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,038 sqft Living Area
Gross Area	5,218 sqft
Basement Area	1,744 sqft
Unfinished Basement	1,744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	95,571 sqft (2.19 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	128 UPTON RD
City	WESTBOROUGH
State	MA
Zip	01581-3221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	69
Jurisdiction	WESTBOROUGH MA
Township / Civil Division	WESTBOROUGH
Census Block Group	1
Census Block	1021
Census Tract	742401

Owner

Source: Worcester County and Westborough Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	128 UPTON RD, WESTBOROUGH, MA 01581-3221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jul 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Feb 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2015 · Amount on Record
Deed Sale	Dec 22, 2015 · Amount on Record
Prior Sale	Nov 9, 1988 · Amount on Record
Deed Book / Page	54737 / 81
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST BOYLSTON MA
Property Address	128 UPTON RD, WESTBOROUGH, MA 01581-3221
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066884-158
Date	Jan 4, 2022
Book Page	66884/158
Instrument	202200000871

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	128 UPTON RD, WESTBOROUGH, MA 01581-3221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62837-300
Date	Jul 21, 2020
Book Page	62837/300
Instrument	78463

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	128 UPTON RD, WESTBOROUGH, MA 01581-3221
Document Number	60050-126
Instrument Date	Feb 9, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	128 UPTON RD WESTBOROUGH MA 015813221, WESTBOROUGH, MA 01581-3221

Mortgage

Document Number	60050-126
Date	Feb 14, 2019
Book Page	060050/000126
Instrument	14046

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2049

Tax Assessment & Valuation

Source: Worcester County and Westborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westborough Town
Unified School District	Westborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,951.00 (+5.75%)	$856,400 (+6.53%) Land $359,800 Building $496,600	$930,240 (+26.94%)
2024	$13,192.00 (+2.49%)	$803,900 (+5.18%) Land $335,900 Building $468,000	$732,830
2023	$12,871.00	$764,300 Land $319,300 Building $445,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTBOROUGH WATER DEPARTMENT serves 21,567 people · EPA ID MA2328000
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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