136 Upton Rd, Westborough, MA 01581 Property Records

Worcester County and Westborough Town property record for 136 Upton Rd, Westborough, MA 01581

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,992 sqft · built 1970
Lot Size	0.597 acres (26,001 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Sep 1993)
Tax Bill	$11,067 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WBOR M:0002 B:000018 L:0`

Property Details

APN / Parcel Number

Primary APN	`WBOR M:0002 B:000018 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area
Gross Area	4,348 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,001 sqft (0.597 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	136 UPTON RD
City	WESTBOROUGH
State	MA
Zip	01581-3221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	18
Jurisdiction	WESTBOROUGH MA
Township / Civil Division	WESTBOROUGH
Census Block Group	1
Census Block	1021
Census Tract	742401

Owner

136 Upton Rd is owned and occupied by two individuals who bought it in September 1993.

Source: Worcester County and Westborough Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	136 UPTON RD, WESTBOROUGH, MA 01581-3221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FEDERAL CREDIT UNION
Oct 12, 2017	Deed of Trust, Mortgage CENTRAL ONE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 1993 · Amount on File
Deed Sale	Sep 30, 1993 · Amount on File
Deed Book / Page	15612 / 34
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	136 UPTON RD, WESTBOROUGH, MA 01581-3221
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069794-95
Date	Oct 24, 2023
Book Page	69794/95
Instrument	88490

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	136 UPTON RD, WESTBOROUGH, MA 01581-3221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57872-64
Date	Oct 12, 2017
Book Page	57872/64
Instrument	113075

Lender

Name	CENTRAL ONE FCU
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 136 Upton Rd was $11,067, up 5.3% from the year before.

Source: Worcester County and Westborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westborough Town
Unified School District	Westborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,067.00 (+5.26%)	$694,700 (+7.64%) Land $340,500 Building $354,200	$708,881 (-7.83%)
2025	$10,514.00 (+5.92%)	$645,400 (+6.7%) Land $321,300 Building $324,100	$769,120 (+41.74%)
2024	$9,926.00 (+5.24%)	$604,900 (+8%) Land $298,800 Building $306,100	$542,640
2023	$9,432.00	$560,100 Land $283,200 Building $276,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 136 Upton Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 136 Upton Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTBOROUGH WATER DEPARTMENT serves 21,567 people · EPA ID MA2328000
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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