130 Silver St, Delta, CO 81416 Property Records

Delta County property record for 130 Silver St, Delta, CO 81416

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,005 sqft · built 1928
Lot Size0.258 acres (11,238 sqft)
OwnerIndividual Name on Record
Last Sale$203,000 (Dec 2022)
Tax Bill$862 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Feb 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR014081

Property Details

APN / Parcel Number

Primary APNR014081
Alternative APN
  • 345713303005

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area1,005 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialOther
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,238 sqft (0.258 acres)

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air with A/C
Heating FuelCoal
SewerConnected

Location & Zoning

Account NumberR014081
Street Address130 SILVER ST
CityDELTA
StateCO
Zip81416-1516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description130 SILVER ST DELTA 81416 S: 13 T: 15S R: 96W SUBDIVISION: FAIRVIEW SUBDIVISION BLOCK: 2 LOT: 13 THRU:- LOT: 15 TOTAL AC 0.258+- FAIRVIEW SUBD DELTA BLK 2 LTS 13-15 SEC 13 T15S R96W 6PM BK 202 PG 209 BK 363 PG 343 BK 369 PG 502 BK 375 PGS 66 & 141 BK
Legal SubdivisionFAIRVIEW SUBDIVISION
Legal Block2
Legal Lot Number13
JurisdictionDELTA CO
Township / Civil DivisionDELTA
Census Block Group3
Census Block3017
Census Tract965100

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address130 SILVER ST, DELTA, CO 81416-1516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2022Warranty Deed, Transfer · FHA Mortgage
HOME POINT FINANCIAL CORPORATION
Feb 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE HOME LENDING INC
Jun 16, 2017Warranty Deed, Transfer · Conventional Mortgage
CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2022 · Amount on Record
Deed SaleDec 29, 2022 · Amount on Record
Prior SaleJun 16, 2017 · Amount on Record
Deed Document Number2022744068
Record UpdatedJun 8, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateDec 29, 2022
Property Address130 SILVER ST, DELTA, CO 81416-1516
Document Number0000744068
Map ReferenceMB 1 PG 14
Instrument DateDec 28, 2022
Instrument744068
Transaction TypeTransfer
Record UpdatedJan 6, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$20.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 SILVER ST, DELTA, CO 81416-1516

Mortgage

Document Number0000744069
DateDec 29, 2022
Instrument744069
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address130 SILVER ST, DELTA, CO 81416-1516
Transaction TypeMortgage
Record UpdatedMar 2, 2022
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000736899
DateFeb 17, 2022
Instrument736899
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateJun 16, 2017
Property Address130 SILVER ST, DELTA, CO 81416-1516
Document Number0000696019
Map ReferenceMB1 PG14
Instrument DateJun 14, 2017
Instrument696019
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyHERITAGE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$9.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 SILVER ST, DELTA, CO 81416-1516

Mortgage

Document Number696020
DateJun 16, 2017
Instrument696020
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
MunicipalityDelta City
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$862.00 (+66.73%)$12,669 (+62.17%) Land $3,125 Building $9,544$202,710 (+73.86%) Land $50,000 Building $152,710
2024$517.00 (+4.66%)$7,812 (+0.55%) Land $1,707 Building $6,105
2023$494.00 (-28.09%)$7,769 (-27.07%) Land $1,704 Building $6,065$116,596 (-23.93%) Land $25,480 Building $91,116
2022$687.00$10,653 Land $1,117 Building $9,536$153,280 Land $16,071 Building $137,209

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DELTA
serves 8,700 people · EPA ID CO0115205
Water SourcePurchased surface water from PROJECT 7 WA
Last State InspectionFeb 2024
Also Mapped HereTRI COUNTY WCD

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Elevate Internet
Fiber
6,000 / 6,000
Clearnetworx
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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