Delta County property record for 130 Silver St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,005 sqft · built 1928 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $203,000 (Dec 2022) |
| Tax Bill | $862 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R014081 |
| Primary APN | R014081 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,005 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,238 sqft (0.258 acres) |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R014081 |
|---|---|
| Street Address | 130 SILVER ST |
| City | DELTA |
| State | CO |
| Zip | 81416-1516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 130 SILVER ST DELTA 81416 S: 13 T: 15S R: 96W SUBDIVISION: FAIRVIEW SUBDIVISION BLOCK: 2 LOT: 13 THRU:- LOT: 15 TOTAL AC 0.258+- FAIRVIEW SUBD DELTA BLK 2 LTS 13-15 SEC 13 T15S R96W 6PM BK 202 PG 209 BK 363 PG 343 BK 369 PG 502 BK 375 PGS 66 & 141 BK |
| Legal Subdivision | FAIRVIEW SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 965100 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 130 SILVER ST, DELTA, CO 81416-1516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2022 | Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Feb 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Jun 16, 2017 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2022 · Amount on Record |
| Deed Sale | Dec 29, 2022 · Amount on Record |
| Prior Sale | Jun 16, 2017 · Amount on Record |
| Deed Document Number | 2022744068 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Dec 29, 2022 |
| Property Address | 130 SILVER ST, DELTA, CO 81416-1516 |
| Document Number | 0000744068 |
| Map Reference | MB 1 PG 14 |
| Instrument Date | Dec 28, 2022 |
| Instrument | 744068 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 SILVER ST, DELTA, CO 81416-1516 |
| Document Number | 0000744069 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | 744069 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 130 SILVER ST, DELTA, CO 81416-1516 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000736899 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | 736899 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jun 16, 2017 |
| Property Address | 130 SILVER ST, DELTA, CO 81416-1516 |
| Document Number | 0000696019 |
| Map Reference | MB1 PG14 |
| Instrument Date | Jun 14, 2017 |
| Instrument | 696019 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | HERITAGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 SILVER ST, DELTA, CO 81416-1516 |
| Document Number | 696020 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 696020 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $862.00 (+66.73%) | $12,669 (+62.17%) Land $3,125 Building $9,544 | $202,710 (+73.86%) Land $50,000 Building $152,710 |
| 2024 | $517.00 (+4.66%) | $7,812 (+0.55%) Land $1,707 Building $6,105 | |
| 2023 | $494.00 (-28.09%) | $7,769 (-27.07%) Land $1,704 Building $6,065 | $116,596 (-23.93%) Land $25,480 Building $91,116 |
| 2022 | $687.00 | $10,653 Land $1,117 Building $9,536 | $153,280 Land $16,071 Building $137,209 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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