120 Silver St, Delta, CO 81416 Property Records

Delta County property record for 120 Silver St, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 810 sqft · built 1914
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (May 2025)
Tax Bill	$632 (2025)
Deeds & Mortgages	Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R014079`

Property Details

APN / Parcel Number

Primary APN	`R014079`
Alternative APN	`345713303003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	810 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1955
Architectural Style	Bungalow
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R014079
Street Address	120 SILVER ST
City	DELTA
State	CO
Zip	81416-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	120 SILVER ST DELTA 81416 S: 13 T: 15S R: 96W SUBDIVISION: FAIRVIEW SUBDIVISION BLOCK: 2 LOT: 18 AND:- LOT: 19 TOTAL AC 0.172+- FAIRVIEW SUBD DELTA BLK 2 LOT 18 & 19 SEC 13 T15S R96W 6PM BK 255 PG 298 BK 285 PG 269 BK 466 PG 262,691 & 692 (R-375377 &
Legal Subdivision	FAIRVIEW SUBDIVISION
Legal Block	2
Legal Lot Number	18
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	3
Census Block	3017
Census Tract	965100

Owner

120 Silver St is owned and occupied by two individuals who acquired it in July 2025.

Source: Delta County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 SILVER ST, DELTA, CO 81416-1516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2025 · Amount on File
Deed Sale	May 20, 2025 · Amount on File
Deed Document Number	2025760623
Last Transfer Date	Jul 7, 2025
Transfer Doc	0000761492
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELTA CO
Recording Date	Oct 27, 2022
Property Address	120 SILVER ST, DELTA, CO 81416-1516
Document Number	0000742924
Instrument Date	Oct 25, 2022
Instrument	742924
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	120 SILVER ST, DELTA, CO 81416-1516

Tax Assessment & Valuation

The 2025 property tax bill for 120 Silver St was $632, up 107.2% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$632.00 (+107.21%)	$9,293 (+101.41%) Land $3,125 Building $6,168	$148,689 Land $50,000 Building $98,689
2024	$305.00 (+108.9%)	$4,614 (-) Land $1,397 Building $3,217
2023	$146.00 (-31.46%)	$4,614 (-30.41%) Land $1,397 Building $3,217	$68,862 (-27.81%) Land $20,848 Building $48,014
2022	$213.00	$6,630 Land $1,117 Building $5,513	$95,394 Land $16,071 Building $79,323

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Silver St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Silver St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELTA serves 8,700 people · EPA ID CO0115205
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Feb 2024
Also Mapped Here	TRI COUNTY WCD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20