109 Silver St, Delta, CO 81416 Property Records

Delta County property record for 109 Silver St, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,275 sqft · built 1946
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (May 2022)
Tax Bill	$1,465 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R014088`

Property Details

APN / Parcel Number

Primary APN	`R014088`
Alternative APN	`345713304002`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	2,275 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1983
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R014088
Street Address	109 SILVER ST
City	DELTA
State	CO
Zip	81416-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	109 SILVER ST DELTA 81416 S: 13 T: 15S R: 96W SUBDIVISION: FAIRVIEW SUBDIVISION BLOCK: 3 LOT: 3 AND:- LOT: 4 TOTAL 0.172 AC +- FAIRVIEW SUBD DELTA BLOCK 3LTS 3 & 4 SEC 13 T15S R96W 6PM BK 438 PG 277 (R-340892) BK 700 PG 210 BK 866 PG 207 BK 866 PG 20
Legal Subdivision	FAIRVIEW SUBDIVISION
Legal Block	3
Legal Lot Number	3
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	3
Census Block	3017
Census Tract	965100

Owner

Source: Delta County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 SILVER ST, DELTA, CO 81416-1515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2022 · Amount on Record
Deed Sale	May 16, 2022 · Amount on Record
Prior Sale	Sep 7, 2007 · Amount on Record
Deed Document Number	2022739377
Record Updated	Jun 8, 2026

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DELTA CO
Recording Date	May 16, 2022
Property Address	109 SILVER ST, DELTA, CO 81416-1515
Document Number	0000739377
Instrument Date	May 13, 2022
Instrument	739377
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	109 SILVER ST, DELTA, CO 81416-1515

Mortgage

Document Number	0000739378
Date	May 16, 2022
Instrument	739378

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,465.00 (+17.77%)	$21,534 (+14.56%) Land $3,125 Building $18,409	$344,543 (+22.81%) Land $50,000 Building $294,543
2024	$1,244.00 (+4.01%)	$18,797 (-) Land $2,101 Building $16,696
2023	$1,196.00 (-2.69%)	$18,797 (-1.35%) Land $2,101 Building $16,696	$280,548 (+2.32%) Land $31,353 Building $249,195
2022	$1,229.00	$19,055 Land $1,117 Building $17,938	$274,174 Land $16,071 Building $258,103

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELTA serves 8,700 people · EPA ID CO0115205
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Feb 2024
Also Mapped Here	TRI COUNTY WCD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20