128 S 2nd Ave, Duluth, MN 55810 Property Records

St. Louis County property record for 128 S 2nd Ave, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,282 sqft · built 1968
Lot Size	0.345 acres (15,056 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Jul 2014)
Tax Bill	$4,050 (2026)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185-0085-00032`

Property Details

APN / Parcel Number

Primary APN	`185-0085-00032`
Alternative APN	`973679`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,282 sqft Gross Area
1st Floor Area	1,282 sqft
Basement Area	936 sqft
Finished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Lot Area	15,056 sqft (0.345 acres)
Garage Area	672 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	24 sqft
Storage Building	49 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	973679
Street Address	128 S 2ND AVE
City	DULUTH
State	MN
Zip	55810-2353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WLY 125 FT OF LOTS 3 & 4 SERIAL #
Legal Subdivision	HAGENS ADDITION TO PROCTOR
Legal Block	1
Legal Lot Number	3-4
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	3
Census Block	3027
Census Tract	10100

Owner

Source: St. Louis County records · APN 185-0085-00032

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	128 S 2ND AVE, DULUTH, MN 55810-2353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 30, 2014 · Amount on Record
Deed Sale	Jul 30, 2014 · Amount on Record
Prior Sale	Oct 15, 2003 · Amount on Record
Deed Document Number	2014947093
Prior Transfer Date	Jan 22, 2010
Prior Transfer Doc	0000881169
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	128 S 2ND AVE, DULUTH, MN 55810-2353
Document Number	00T1022394
Instrument Date	Apr 03, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	128 S 2ND AVE PROCTOR MN 558102353, PROCTOR, MN 55810-2353

Mortgage

Document Number	00T1022394
Date	Apr 15, 2020
Instrument	T1022394

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 14, 2025

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,050.00 (-0.34%) Homeowner's exemption
2025	$4,064.00 (+8.37%) Homeowner's exemption	$300,200 (-1.93%) Land $16,100 Building $284,100	$300,200 (-1.93%) Land $16,100 Building $284,100
2024	$3,750.00	$306,100 (+30.2%) Land $13,300 Building $292,800	$306,100 (+30.2%) Land $13,300 Building $292,800
2022		$235,100 Land $10,100 Building $225,000	$235,100 Land $10,100 Building $225,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370101003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 441 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
AirFiber Fixed Wireless	100 / 20

May also be available: Mediacom Communications, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	Proctor serves 3,099 people
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.