116 S 2nd Ave, Duluth, MN 55810 Property Records

St. Louis County property record for 116 S 2nd Ave, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 960 sqft · built 1965
Lot Size	0.23 acres (10,028 sqft)
Owner	Individual Name on Record
Last Sale	$139,000 (Jun 2004)
Tax Bill	$2,972 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`185-0085-00075`

Property Details

APN / Parcel Number

Primary APN	`185-0085-00075`
Alternative APN	`762123`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	960 sqft Gross Area
1st Floor Area	960 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	10,028 sqft (0.23 acres)
Garage Area	576 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	762123
Street Address	116 S 2ND AVE
City	DULUTH
State	MN
Zip	55810-2353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 30 FT OF W 125 FT OF LOT 7 AND S 50 FTOF W 125 FT OF LOT 8 SERIAL #
Legal Subdivision	HAGENS ADDITION TO PROCTOR
Legal Block	1
Legal Lot Number	7-8
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	3
Census Block	3027
Census Tract	10100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 S 2ND AVE, DULUTH, MN 55810-2353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 24, 2020	Deed of Trust, Mortgage · Line of Credit CENTRICITY CU
Jul 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2004 · Amount on Record
Deed Sale	Jun 22, 2004 · Amount on Record
Prior Sale	Jan 9, 2001 · Amount on Record
Deed Document Number	2004778349
Prior Transfer Date	Jan 2, 2001
Prior Transfer Doc	0000695083
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	116 S 2ND AVE, DULUTH, MN 55810-2353
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001048887
Date	Oct 29, 2021
Instrument	1048887

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Nov 1, 2033

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	116 S 2ND AVE, DULUTH, MN 55810-2353
Document Number	00T1029460
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	116 S 2ND AVE DULUTH MN 558102353, DULUTH, MN 55810-2353

Mortgage

Document Number	00T1029460
Date	Sep 24, 2020
Instrument	T1029460

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 23, 2035

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	116 S 2ND AVE, DULUTH, MN 55810-2353
Document Number	00T1020329
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	116 S 2ND AVE PROCTOR MN 558102353, PROCTOR, MN 55810-2353

Mortgage

Document Number	00T1020329
Date	Feb 6, 2020
Instrument	T1020329

Lender

Name	CENTRICITY CU
Address	HERMANTOWN, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 5, 2045

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	116 S 2ND AVE, DULUTH, MN 55810-2353
Document Number	000T987666
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	116 S 2ND AVE PROCTOR MN 558102353, PROCTOR, MN 55810-2353

Mortgage

Document Number	000T987666
Date	Jul 25, 2017
Instrument	T987666

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 24, 2037

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,972.00 (+2.34%) Homeowner's exemption
2025	$2,904.00 (+8.36%) Homeowner's exemption	$230,300 (+0.3%) Land $21,500 Building $208,800	$230,300 (+0.3%) Land $21,500 Building $208,800
2024	$2,680.00	$229,600 (+30.31%) Land $17,100 Building $212,500	$229,600 (+30.31%) Land $17,100 Building $212,500
2022		$176,200 Land $12,900 Building $163,300	$176,200 Land $12,900 Building $163,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, T-Mobile.

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