Santa Cruz County property record for 130 Ross Rd, Aptos, CA 95003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 1964 |
| Lot Size | 0.301 acres (13,112 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $519,000 (Aug 2003) |
| Tax Bill | $9,337 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-102-17 |
| Primary APN | 041-102-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,624 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 13,112 sqft (0.301 acres) |
| Terrain | Steep |
| Deck Area | 963 sqft |
| Patio Area | 963 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 130 ROSS RD |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-9757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FOREST GLEN 04 |
| Legal Block | B |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 122002 |
Source: Santa Cruz County records · APN 041-102-17
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 130 ROSS RD, APTOS, CA 95003-9757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 26, 2003 · Amount on Record |
| Deed Sale | Aug 26, 2003 · Amount on Record |
| Deed Document Number | 200385948 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 130 ROSS RD, APTOS, CA 95003-9757 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 130 ROSS RD, APTOS, CA 95003-9757 |
| Document Number | 0000008776 |
|---|---|
| Date | May 10, 2024 |
| Instrument | 2024-0008776 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $752,672 (+2%) Land $478,577 Building $274,095 | ||
| 2025 | $9,337.00 (+9.14%) Homeowner's exemption | $737,914 (+4.04%) Land $469,193 Building $268,721 | |
| 2023 | $8,555.00 (+2.11%) Homeowner's exemption | $709,259 Land $450,973 Building $258,286 | $859,500 |
| 2022 | $8,378.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871220021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1982–2000) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Feb 2000, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 37% of the US · above 22% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,961 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 221 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
May also be available at this address: Surfnet Communications, Etheric Communications, LLC., Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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