Santa Cruz County property record for 120 Ross Rd, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1961 |
| Square Footage | 1,244 sqft Living Area |
| Lot Size | 7,667 sqft (0.176 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $800,000 (2021) |
| Tax Bill | $10,593.00 (2025) |
Source: Santa Cruz County records · APN 041-102-19
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 ROSS RD, APTOS, CA 95003-9757 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 29, 2021 | Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Nov 29, 2021 | Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Nov 21, 2019 | Deed of Trust, Mortgage · Line of Credit QUICKEN LNS |
| Nov 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 29, 2021 · Amount on Record |
| Deed Sale | Nov 29, 2021 · Amount on Record |
| Prior Sale | Jul 03, 2008 · Amount on Record |
| Deed Doc Number | 202158241 |
| Prior Transfer Date | Nov 23, 2021 |
| Prior Transfer Doc | 0000058242 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 29, 2021 |
| Property Address | 120 ROSS RD, APTOS, CA 95003-9757 |
| Document Number | 0000058241 |
| Map Reference | MB 23 PG 12 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2021-0058241 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 ROSS RD, APTOS, CA 95003-9757 |
| Document Number | 0000058243 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021-0058243 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 29, 2021 |
| Property Address | 120 ROSS RD, APTOS, CA 95003-9757 |
| Document Number | 0000058242 |
| Map Reference | MB 23 PG 12 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2021-0058242 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 ROSS RD, APTOS, CA 95003-9757 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 120 ROSS RD, APTOS, CA 95003-9757 |
| Document Number | 0000038440 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2019 |
| Title Company | AMROCK TITLE CA INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 120 ROSS RD APTOS CA 950039757, APTOS, CA 95003-9757 |
| Document Number | 0000038440 |
|---|---|
| Date | Dec 06, 2019 |
| Instrument | 38440 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 05, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 120 ROSS RD, APTOS, CA 95003-9757 |
| Document Number | 0000037852 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2019 |
| Title Company | AMROCK TITLE CA INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 120 ROSS RD APTOS CA 950039757, APTOS, CA 95003-9757 |
| Document Number | 0000037852 |
|---|---|
| Date | Dec 04, 2019 |
| Instrument | 37852 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 03, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.05% |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $865,945 (+2%) Land $649,459 Building $216,486 | ||
| 2025 | $10,593.00 (+9.09%) Homeowner's exemption | $848,967 (+4.04%) Land $636,725 Building $212,242 | |
| 2023 | $9,710.00 (+2.07%) Homeowner's exemption | $816,000 Land $612,000 Building $204,000 | $761,130 |
| 2022 | $9,513.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 22% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,961 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 041-102-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,244 sqft Living Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,667 sqft (0.176 acres) |
| Deck Area | 888 sqft Deck |
| Patio Area | 888 sqft Patio |
| Topography | Steep Topography |
| Heating System | HVAC Heating |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 120 ROSS RD |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-9757 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BLK B LOT 4 |
| Legal Subdivision | FOREST GLEN 04 |
| Legal Block | B |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 122002 |
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