108 Ross Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 108 Ross Rd, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,899 sqft · built 1981
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on File
Tax Bill	$4,449 (2025)
Deeds & Mortgages	Nov 2021 Transfer Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`041-102-22`

Property Details

APN / Parcel Number

Primary APN	`041-102-22`
Alternative APN	`041-102-22-000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Building Area	1,899 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	5,750 sqft (0.132 acres)
Terrain	Steep
Deck Area	396 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	108 ROSS RD
City	APTOS
State	CA
Zip	95003-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	FOREST GLEN 04
Legal Block	B
Legal Lot Number	2
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1023
Census Tract	122002

Owner

Source: Santa Cruz County records · APN 041-102-22

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	108 ROSS RD, APTOS, CA 95003-9757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 04, 2021	Intrafamily Transfer, Transfer
Sep 10, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 26, 2021
Transfer Doc	0000055059
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 04, 2021
Property Address	108 ROSS RD, APTOS, CA 95003-9757
Document Number	0000055059
Map Reference	MB 23 PG 12
Instrument Date	Oct 26, 2021
Instrument	2021-0055059
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 ROSS RD, APTOS, CA 95003-9757

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 10, 2021
Property Address	108 ROSS RD, APTOS, CA 95003-9757
Document Number	0000046752
Map Reference	MB 23 PG 12
Instrument Date	Sep 02, 2021
Instrument	2021-0046752
Transaction Type	Transfer
Record Updated	Sep 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 ROSS RD, APTOS, CA 95003-9757

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,241 (+2%) Land $97,974 Building $261,267
2025	$4,449.00 (+10.84%) Homeowner's exemption	$352,197 (+4.04%) Land $96,053 Building $256,144
2023	$4,014.00 (+2.06%) Homeowner's exemption	$338,521 Land $92,323 Building $246,198	$1,035,720
2022	$3,933.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Cruzio Internet, Etheric Communications, LLC., Surfnet Communications.

Based on FCC filings for 221 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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