130 Pico Pl, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 130 Pico Pl, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,495 sqft · built 1986
Lot Size	0.114 acres (4,950 sqft)
Owner	2 Company Names on Record
Last Sale	$649,000 (Oct 2022)
Tax Bill	$8,332 (2025)
Deeds & Mortgages	May 2026 Sale Apr 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`098-482-031-6`

Property Details

APN / Parcel Number

Primary APN	`098-482-031-6`
Alternative APN	`098-482-031`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,495 sqft Living Area
1st Floor Area	787 sqft
2nd Floor Area	708 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Architectural Style	Cluster
Lot Area	4,950 sqft (0.114 acres)
Garage Type	Attached
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	130 PICO PL
City	BAY POINT
State	CA
Zip	94565-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T6450 L59
Legal Subdivision	SUBDIVISION 6450
Legal Tract	6450
Legal Lot Number	59
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2001
Census Tract	315000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	130 PICO PL, BAY POINT, CA 94565-3025
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Apr 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATELCO CU
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 5, 2022	Grant Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Sep 13, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2022 · Amount on Record
Deed Sale	Oct 5, 2022 · Amount on Record
Prior Sale	Oct 9, 2002 · Amount on Record
Deed Document Number	2022150284
Transfer Doc	0000176799
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 20, 2026
Property Address	130 PICO PL, BAY POINT, CA 94565-3025
Document Number	0000053043
Instrument Date	May 7, 2026
Instrument	202653043
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	130 PICO PL, BAY POINT, CA 94565-3025

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	130 PICO PL, BAY POINT, CA 94565-3025
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 PICO PL, BAY POINT, CA 94565-3025

Mortgage

Document Number	0000072499
Date	Apr 26, 2022
Instrument	2022-072499

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	130 PICO PL, BAY POINT, CA 94565-3025
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 PICO PL, BAY POINT, CA 94565-3025

Mortgage

Document Number	0000264232
Date	Sep 23, 2021
Instrument	2021-264232

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 5, 2022
Property Address	130 PICO PL, BAY POINT, CA 94565-3025
Document Number	0000150284
Map Reference	MB 294 PG 42
Instrument Date	Sep 30, 2022
Instrument	2022-150284
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	130 PICO PL, BAY POINT, CA 94565-3025

Mortgage

Document Number	0000150285
Date	Oct 5, 2022
Instrument	2022-150285

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 13, 2019
Property Address	130 PICO PL, BAY POINT, CA 94565-3025
Document Number	0000151729
Map Reference	MB 294 PG 42
Instrument Date	Sep 6, 2019
Instrument	2019-151729
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 PICO PL, BAY POINT, CA 94565-3025

Mortgage

Document Number	0000151730
Date	Sep 13, 2019
Instrument	2019-151730

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$688,722 (+2%) Land $371,422 Building $317,300
2025	$8,332.00 (+4.56%)	$675,219 (+4.04%) Land $364,140 Building $311,079
2023	$7,969.00 (+35%)	$649,000 Land $350,000 Building $299,000
2022	$5,903.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Unwired, Verizon.

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