145 Pico Pl, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 145 Pico Pl, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,599 sqft · built 1986
Lot Size	0.227 acres (9,867 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Jul 2022)
Tax Bill	$8,276 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`098-482-035-7`

Property Details

APN / Parcel Number

Primary APN	`098-482-035-7`
Alternative APN	`098-482-035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,599 sqft Living Area
1st Floor Area	1,599 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2002
Architectural Style	Cluster
Lot Area	9,867 sqft (0.227 acres)
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	145 PICO PL
City	BAY POINT
State	CA
Zip	94565-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	REC OF SURVEY 80LSM23 LOT 55
Legal Subdivision	SUBDIVISION 6450
Legal Tract	80LSM23
Legal Lot Number	55
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2001
Census Tract	315000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	145 PICO PL, BAY POINT, CA 94565-3025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Jul 28, 2022	Grant Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
May 23, 2022	Grant Deed, Transfer · Commercial Mortgage DEGENNARO TRUST
May 23, 2022	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2022 · Amount on Record
Deed Sale	Jul 28, 2022 · Amount on Record
Prior Sale	May 23, 2022 · Amount on Record
Deed Document Number	2022119181
Prior Transfer Date	May 10, 2022
Prior Transfer Doc	0000087441
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	145 PICO PL, BAY POINT, CA 94565-3025
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 PICO PL PI, PI, BAY POINT, CA 94565-3025

Mortgage

Document Number	0000136187
Date	Sep 6, 2022
Instrument	2022-136187

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 28, 2022
Property Address	145 PICO PL, BAY POINT, CA 94565-3025
Document Number	0000119181
Map Reference	MB 294 PG 42
Instrument Date	Jul 13, 2022
Instrument	2022-119181
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 PICO PL, BAY POINT, CA 94565-3025

Mortgage

Document Number	0000119182
Date	Jul 28, 2022
Instrument	2022-119182

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 23, 2022
Property Address	145 PICO PL, BAY POINT, CA 94565-3025
Document Number	0000087440
Map Reference	MB 294 PG 42
Instrument Date	May 11, 2022
Instrument	2022-087440
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2661 DOIDGE AVE, PINOLE, CA 94564-1012

Mortgage

Document Number	0000087442
Date	May 23, 2022
Instrument	2022-087442

Lender

Name	DEGENNARO TRUST
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 23, 2022
Property Address	145 PICO PL, BAY POINT, CA 94565-3025
Document Number	0000087441
Map Reference	MB 294 PG 42
Instrument Date	May 10, 2022
Instrument	2022-087441
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2661 DOIDGE AVE, PINOLE, CA 94564-1012

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$689,784 (+2%) Land $371,422 Building $318,362
2025	$8,276.00 (+4.6%) Homeowner's exemption	$676,260 (+4.04%) Land $364,140 Building $312,120
2023	$7,912.00 (+105.88%) Homeowner's exemption	$650,000 Land $350,000 Building $300,000
2022	$3,843.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Unwired, Verizon.

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