Contra Costa County property record for 105 Pico Pl, Bay Point, CA 94565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,279 sqft · built 1986 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (Feb 2019) |
| Tax Bill | $6,121 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 098-482-023-3 |
| Primary APN | 098-482-023-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,279 sqft Living Area |
| 1st Floor Area | 1,279 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cluster |
| Lot Area | 5,400 sqft (0.124 acres) |
| Garage Type | Attached |
| Garage Area | 445 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 105 PICO PL |
|---|---|
| City | BAY POINT |
| State | CA |
| Zip | 94565-3025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P1 |
| Legal Description | T6450 L51 |
| Legal Subdivision | SUBDIVISION 6450 |
| Legal Tract | 6450 |
| Legal Lot Number | 51 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 315000 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 PICO PL, BAY POINT, CA 94565-3025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 19, 2019 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Sep 7, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2019 · Amount on Record |
| Deed Sale | Feb 19, 2019 · Amount on Record |
| Deed Document Number | 201922146 |
| Prior Transfer Date | Aug 28, 2018 |
| Prior Transfer Doc | 0000143358 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 105 PICO PL, BAY POINT, CA 94565-3025 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 105 PICO PL, BAY POINT, CA 94565-3025 |
| Document Number | 0000093220 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 2023-093220 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 105 PICO PL, BAY POINT, CA 94565-3025 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 105 PICO PL, BAY POINT, CA 94565-3025 |
| Document Number | 0000032961 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 2021-032961 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Feb 19, 2019 |
| Property Address | 105 PICO PL, BAY POINT, CA 94565-3025 |
| Document Number | 0000022146 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 22146 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $467.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 PIC PIACE BAY POINT CA 94565, BAY POINT, CA 94565 |
| Document Number | 22147 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 22147 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 18, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Sep 7, 2018 |
| Property Address | 105 PICO PL, BAY POINT, CA 94565-3025 |
| Document Number | 0000143358 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 143358 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1785 SHARON DR CONCORD CA 945191449, CONCORD, CA 94519-1449 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $483,571 (+2%) Land $194,566 Building $289,005 | |
| 2025 | $6,121.00 (+4.83%) | $474,090 (+4.04%) Land $190,751 Building $283,339 |
| 2023 | $5,839.00 (+0.76%) | $455,683 Land $183,345 Building $272,338 |
| 2022 | $5,795.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Unwired, Verizon.
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