130 Oak Trl, Chickamauga, GA 30707 Property Records

Walker County property record for 130 Oak Trl, Chickamauga, GA 30707

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,820 sqft · built 1999
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$109,000 (Dec 1999)
Tax Bill	$2,466 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3021 014`

Property Details

APN / Parcel Number

Primary APN	`3021 014`
Alternative APN	`32885`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,820 sqft Heated Area
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	49,658 sqft (1.14 acres)
Lot Dimensions	140 ft deep x 145 ft wide
Porch	Patio
Porch Area	280 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	32885
Street Address	130 OAK TRL
City	CHICKAMAUGA
State	GA
Zip	30707-1253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LTS 14 & 15 OAK HILLS S/D
Legal Subdivision	OAK HILLS
Legal Lot Number	14,15
Jurisdiction	WALKER GA
Township / Civil Division	CHICKAMAUGA
Census Block Group	1
Census Block	1015
Census Tract	20503

Owner

Source: Walker County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 OAK TRL, CHICKAMAUGA, GA 30707-1253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · FHA Mortgage CMG HOME LOANS DBA CMG FINANCIAL
Nov 23, 2020	Quit Claim Deed, Transfer GENESEE VLY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 1999 · Amount on Record
Deed Sale	Dec 10, 1999 · Amount on Record
Prior Sale	Aug 25, 1999 · Amount on Record
Deed Book / Page	955 / 779
Last Transfer Date	Nov 13, 2020
Transfer Doc	0021170270
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALKER GA
Property Address	130 OAK TRL, CHICKAMAUGA, GA 30707-1253
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 OAK TRL, CHICKAMAUGA, GA 30707-1253

Mortgage

Document Number	0023040000000079
Date	Sep 28, 2023
Book Page	0000002304/0000000079

Lender

Name	CMG HOME LOANS DBA CMG FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALKER GA
Recording Date	Nov 23, 2020
Property Address	130 OAK TRL, CHICKAMAUGA, GA 30707-1253
Document Number	0021170270
Book / Page	002117 / 000270
Instrument Date	Nov 13, 2020
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	ELITE TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	130 OAK TRL CHICKAMAUGA GA 307071253, CHICKAMAUGA, GA 30707-1253

Mortgage

Document Number	21170272
Date	Nov 23, 2020
Book Page	002117/000272

Lender

Name	GENESEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.74%

Tax Assessment & Valuation

Source: Walker County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Chickamauga City
County	Walker County
Unified School District	Chickamauga City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,466.00 (+0.04%)	$107,128 (+7.27%) Land $12,600 Building $94,528	$267,820 (+7.26%) Land $31,500 Building $236,320
2023	$2,465.00 (+39.34%) Homeowner's exemption	$99,872 Land $12,000 Building $87,872	$249,681 Land $30,000 Building $219,681
2022	$1,769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICKAMAUGA serves 5,720 people · EPA ID GA2950000
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Fulton Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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