110 Oak Trl, Chickamauga, GA 30707 Property Records

Walker County property record for 110 Oak Trl, Chickamauga, GA 30707

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,978 sqft · built 1989
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individuals on Record
Last Sale	$345,000 (Jul 2020)
Tax Bill	$4,637 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3021 006`

Property Details

APN / Parcel Number

Primary APN	`3021 006`
Alternative APN	`32877`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,978 sqft Heated Area
1st Floor Area	2,258 sqft
2nd Floor Area	1,720 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	160 ft deep x 120 ft wide
Garage Area	594 sqft
Deck Area	464 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	32877
Street Address	110 OAK TRL
City	CHICKAMAUGA
State	GA
Zip	30707-1253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PTLL 244 9/4 LOT 6 OAK HILLS SD
Legal Subdivision	OAK HILLS
Legal Lot Number	6
Jurisdiction	WALKER GA
Township / Civil Division	CHICKAMAUGA
Census Block Group	1
Census Block	1015
Census Tract	20503

Owner

Source: Walker County assessment roll, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	110 OAK TRL, CHICKAMAUGA, GA 30707-1253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FNDG
Dec 27, 2017	Grant Deed, Transfer · Conventional with PMI REGIONS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Dec 20, 2017 · Amount on Record
Deed Document Number	20201656
Deed Book / Page	2098 / 221
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALKER GA
Recording Date	Aug 13, 2020
Property Address	110 OAK TRL, CHICKAMAUGA, GA 30707-1253
Document Number	0020980221
Book / Page	002098 / 000221
Instrument Date	Jul 31, 2020
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	ELITE TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	110 OAK TRL CHICKAMAUGA GA 307071253, CHICKAMAUGA, GA 30707-1253

Mortgage

Document Number	20980223
Date	Aug 13, 2020
Book Page	002098/000223

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALKER GA
Recording Date	Dec 27, 2017
Property Address	110 OAK TRL, CHICKAMAUGA, GA 30707-1253
Document Number	0019650035
Book / Page	001965 / 000035
Instrument Date	Dec 20, 2017
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	BATTLEFIELD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	110 OAK TRL CHICKAMAUGA GA 307071253, CHICKAMAUGA, GA 30707-1253

Mortgage

Document Number	19650038
Date	Dec 27, 2017
Book Page	001965/000038

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

Tax Assessment & Valuation

Source: Walker County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Chickamauga City
County	Walker County
Unified School District	Chickamauga City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,637.00 (+3.71%) Homeowner's exemption	$201,906 (+11.21%) Land $12,600 Building $189,306	$504,766 (+11.21%) Land $31,500 Building $473,266
2023	$4,471.00 (+2.78%) Homeowner's exemption	$181,552 Land $12,000 Building $169,552	$453,881 Land $30,000 Building $423,881
2022	$4,350.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICKAMAUGA serves 5,720 people · EPA ID GA2950000
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Fulton Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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