124 Oak Trl, Chickamauga, GA 30707 Property Records

Walker County property record for 124 Oak Trl, Chickamauga, GA 30707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,334 sqft · built 2001
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$449,000 (Sep 2022)
Tax Bill	$3,807 (2025)
Deeds & Mortgages	Nov 2022 Mortgage May 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3021 013`

Property Details

APN / Parcel Number

Primary APN	`3021 013`
Alternative APN	`32884`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,334 sqft Heated Area
1st Floor Area	1,822 sqft
2nd Floor Area	1,512 sqft
Attic	Attic
Attic Area	263 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2009
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	150 ft deep x 120 ft wide
Garage Area	525 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	339 sqft
Deck Area	405 sqft
Patio Area	405 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	32884
Street Address	124 OAK TRL
City	CHICKAMAUGA
State	GA
Zip	30707-1253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 OAK HILL SD
Legal Subdivision	OAK HILLS
Legal Lot Number	13
Jurisdiction	WALKER GA
Township / Civil Division	CHICKAMAUGA
Census Block Group	1
Census Block	1015
Census Tract	20503

Owner

Source: Walker County assessment roll, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	124 OAK TRL, CHICKAMAUGA, GA 30707-1253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Deed of Trust, Mortgage FIRST HORIZON
May 15, 2023	Quit Claim Deed, Transfer · VA Mortgage CARDINAL FINANCIAL
Sep 16, 2022	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL
Aug 30, 2022	Warranty Deed, Transfer
May 17, 2021	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FNDG
May 10, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2022 · Amount on Record
Deed Sale	Sep 16, 2022 · Amount on Record
Prior Sale	May 10, 2021 · Amount on Record
Deed Document Number	20222430
Deed Book / Page	2250 / 689
Last Transfer Date	May 15, 2023
Transfer Doc	0022850314
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALKER GA
Property Address	124 OAK TRL, CHICKAMAUGA, GA 30707-1253
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 OAK TRL, CHICKAMAUGA, GA 30707-1253

Mortgage

Document Number	0022580000000372
Date	Nov 8, 2022
Book Page	0000002258/0000000372

Lender

Name	FIRST HORIZON

Agreement

Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2038

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALKER GA
Recording Date	May 15, 2023
Property Address	124 OAK TRL, CHICKAMAUGA, GA 30707-1253
Document Number	0022850314
Book / Page	2285 / 314
Instrument Date	May 15, 2023
Instrument	2023-001201
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 OAK TRL, CHICKAMAUGA, GA 30707-1253

Mortgage

Document Number	0002285316
Date	May 15, 2023
Instrument	2285/316

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALKER GA
Property Address	124 OAK TRL, CHICKAMAUGA, GA 30707-1253
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 OAK TRL, CHICKAMAUGA, GA 30707-1253

Mortgage

Document Number	0022500000000691
Date	Sep 16, 2022
Book Page	0000002250/0000000691

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALKER GA
Recording Date	Aug 30, 2022
Property Address	124 OAK TRL, CHICKAMAUGA, GA 30707-1253
Document Number	0022500689
Book / Page	2250 / 689
Instrument Date	Aug 30, 2022
Instrument	2022-002430
Transaction Type	Transfer
Record Updated	Oct 7, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 OAK TRL, CHICKAMAUGA, GA 30707-1253

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALKER GA
Recording Date	May 17, 2021
Property Address	124 OAK TRL, CHICKAMAUGA, GA 30707-1253
Document Number	0021530101
Book / Page	002153 / 000101
Instrument Date	May 10, 2021
Transaction Type	Transfer
Record Updated	Jun 10, 2021
Title Company	ELITE TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	124 OAK TRL CHICKAMAUGA GA 307071253, CHICKAMAUGA, GA 30707-1253

Mortgage

Document Number	21530103
Date	May 17, 2021
Book Page	002153/000103

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALKER GA
Recording Date	May 10, 2021
Property Address	124 OAK TRL, CHICKAMAUGA, GA 30707-1253
Document Number	0021530101
Book / Page	2153 / 101
Instrument Date	May 10, 2021
Instrument	2021-001280
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 OAK TRL, CHICKAMAUGA, GA 30707-1253

Mortgage

Document Number	0021530000000103
Date	May 17, 2021
Book Page	0000002153/0000000103

Lender

Name	BROKER SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Walker County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Chickamauga City
County	Walker County
Unified School District	Chickamauga City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,807.00 (+4.65%)	$161,804 (+10.41%) Land $12,600 Building $149,204	$404,511 (+10.42%) Land $31,500 Building $373,011
2023	$3,638.00 (-7.71%)	$146,542 (-10.16%) Land $12,000 Building $134,542	$366,355 (-10.16%) Land $30,000 Building $336,355
2022	$3,942.00	$163,117 Land $12,000 Building $151,117	$407,792 Land $30,000 Building $377,792

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICKAMAUGA serves 5,720 people · EPA ID GA2950000
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Fulton Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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