Iredell County property record for 130 Loram Dr, Troutman, NC 28166
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,846 sqft · built 2006 |
| Lot Size | 1.11 acres (48,439 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Jan 2025) |
| Tax Bill | $1,754 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4740-51-5504.000 |
| Primary APN | 4740-51-5504.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,846 sqft Heated Area |
| Gross Area | 2,655 sqft |
| 1st Floor Area | 1,063 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 48,439 sqft (1.11 acres) |
| Lot Width | 37 ft Width |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 139 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 77452763 |
|---|---|
| Street Address | 130 LORAM DR |
| City | TROUTMAN |
| State | NC |
| Zip | 28166-6702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L53 CARLYLE FARMS PB 48-32 |
| Legal Subdivision | CARLYLE FARM |
| Legal Block | 51 |
| Legal Lot Number | 53 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | BARRINGER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 61203 |
130 Loram Dr is owned and occupied by two individuals who acquired it in May 2026.
Source: Iredell County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 130 LORAM DR, TROUTMAN, NC 28166-6702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| May 6, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2025 · Amount on File |
| Deed Sale | Jan 29, 2025 · Amount on File |
| Prior Sale | Jan 19, 2007 · Amount on File |
| Deed Book / Page | 3112 / 2159 |
| Last Transfer Date | May 1, 2026 |
| Transfer Doc | 3212001650 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 130 LORAM DR, TROUTMAN, NC 28166-6702 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 130 LORAM DR, TROUTMAN, NC 28166-6702 |
| Document Number | 0030221695 |
|---|---|
| Date | Oct 19, 2023 |
| Book Page | 3022/1695 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | May 6, 2026 |
| Property Address | 130 LORAM DR, TROUTMAN, NC 28166-6702 |
| Document Number | 3212001650 |
| Book / Page | 3212 / 1650 |
| Instrument Date | May 1, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | CLOSING USA LLC, CLOSING USA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 LORAM DR, TROUTMAN, NC 28166-6702 |
| Document Number | 3212001654, |
|---|---|
| Date | May 6, 2026 |
| Book Page | 3212/1654 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 130 Loram Dr was $1,754.
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,440 (-) Land $40,000 Building $242,440 | $282,440 (-) Land $40,000 Building $242,440 | |
| 2025 | $1,754.00 | $282,440 (-) Land $40,000 Building $242,440 | $282,440 (-) Land $40,000 Building $242,440 |
| 2024 | $1,754.00 | $282,440 (-) Land $40,000 Building $242,440 | $282,440 (-) Land $40,000 Building $242,440 |
| 2023 | $1,754.00 (+27.56%) | $282,440 (+36.89%) Land $40,000 Building $242,440 | $282,440 (+36.89%) Land $40,000 Building $242,440 |
| 2022 | $1,375.00 | $206,320 Land $32,400 Building $173,920 | $206,320 Land $32,400 Building $173,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 130 Loram Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 130 Loram Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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