1. Home
  2. North Carolina
  3. Iredell County
  4. Troutman
  5. Loram Dr

128 Loram Dr, Troutman, NC 28166 Property Records

Iredell County property record for 128 Loram Dr, Troutman, NC 28166

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,706 sqft · built 2006
Lot Size0.956 acres (41,643 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Jul 2021)
Tax Bill$1,786 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Jan 2021 Sale
Flood ZoneZone X (minimal risk)
APN4740-51-3436.000

Property Details

APN / Parcel Number

Primary APN4740-51-3436.000
Alternative APN
  • 80083637

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,706 sqft Heated Area
Gross Area2,421 sqft
1st Floor Area1,506 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2011
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialAsphalt
Lot Area41,643 sqft (0.956 acres)
Lot Width42 ft Width
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area95 sqft
Deck Area140 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80083637
Street Address128 LORAM DR
CityTROUTMAN
StateNC
Zip28166-6702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionL54 CARLYLE FARMS PB 48-32
Legal SubdivisionCARLYLE FARM
Legal Block51
Legal Lot Number54
JurisdictionIREDELL NC
Township / Civil DivisionBARRINGER
Census Block Group1
Census Block1000
Census Tract61203

Owner

128 Loram Dr is owned by two individuals who bought it in July 2021.

Source: Iredell County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address350 STUTTS RD, MOORESVILLE, NC 28117-7460
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 13, 2021Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2021 · Amount on File
Deed SaleJul 1, 2021 · Amount on File
Prior SaleJan 13, 2021 · Amount on File
Deed Book / Page2828 / 101
Prior Transfer DateNov 30, 2009
Prior Transfer Doc20392453
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIREDELL NC
Recording DateJul 1, 2021
Property Address128 LORAM DR, TROUTMAN, NC 28166-6702
Document Number2828101
Book / Page2828 / 101
Map ReferenceMB 48 PG 32
Instrument DateJun 30, 2021
Transaction TypeTransfer
Record UpdatedJul 15, 2021
Title CompanyCITY OAKS TITLE, CITY OF OAKS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address110 FITCHBURG CT, 110, MOORESVILLE, NC 28117-7348

Transferred To (Grantee/Buyer)

NameVerified Name
Address350 STUTTS RD, MOORESVILLE, NC 28117-7460

Mortgage

Document Number2828103
DateJul 1, 2021
Instrument2828/103
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIREDELL NC
Recording DateJan 13, 2021
Property Address128 LORAM DR, TROUTMAN, NC 28166-6702
Document Number27721004
Book / Page002772 / 001004
Instrument DateJan 13, 2020
Transaction TypeTransfer
Record UpdatedFeb 9, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$200.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 FITCHBURG CT MOORESVILLE NC 281177348, MOORESVILLE, NC 28117-7348

Tax Assessment & Valuation

The 2025 property tax bill for 128 Loram Dr was $1,786.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyIredell County
Unified School DistrictIredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$287,700 (-) Land $44,000 Building $243,700$287,700 (-) Land $44,000 Building $243,700
2025$1,786.00$287,700 (-) Land $44,000 Building $243,700$287,700 (-) Land $44,000 Building $243,700
2024$1,786.00$287,700 (-) Land $44,000 Building $243,700$287,700 (-) Land $44,000 Building $243,700
2023$1,786.00 (+35.71%)$287,700 (+45.97%) Land $44,000 Building $243,700$287,700 (+45.97%) Land $44,000 Building $243,700
2022$1,316.00$197,090 Land $29,700 Building $167,390$197,090 Land $29,700 Building $167,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Loram Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Loram Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

Nearby Properties on Loram Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures