116 Loram Dr, Troutman, NC 28166 Property Records

Iredell County property record for 116 Loram Dr, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,633 sqft · built 2006
Lot Size	0.504 acres (21,954 sqft)
Owner	2 Individual Names on File
Last Sale	$174,000 (Jul 2006)
Tax Bill	$1,663 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4740-41-9586.000`

Property Details

APN / Parcel Number

Primary APN	`4740-41-9586.000`
Alternative APN	`77449252`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,633 sqft Heated Area
Gross Area	2,808 sqft
1st Floor Area	1,273 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,954 sqft (0.504 acres)
Lot Width	101 ft Width
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	21 sqft
Deck Area	120 sqft
Patio Area	694 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	77449252
Street Address	116 LORAM DR
City	TROUTMAN
State	NC
Zip	28166-6702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L57 CARLYLE FARMS PB 48-32
Legal Subdivision	CARLYLE FARM
Legal Block	41
Legal Lot Number	57
Jurisdiction	IREDELL NC
Township / Civil Division	BARRINGER
Census Block Group	1
Census Block	1000
Census Tract	61203

Owner

116 Loram Dr is owned and occupied by two individuals who bought it in July 2006.

Source: Iredell County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	116 LORAM DR, TROUTMAN, NC 28166-6702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2006 · Amount on File
Deed Sale	Jul 26, 2006 · Amount on File
Prior Sale	Apr 12, 2006 · Amount on File
Deed Book / Page	1768 / 2023
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	116 LORAM DR, TROUTMAN, NC 28166-6702
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002974838
Date	Feb 9, 2023
Book Page	2974/838

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	STATESVILLE, NC 28687

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 116 Loram Dr was $1,663, down 4% from the year before.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,330 (-) Land $40,000 Building $227,330	$267,330 (-) Land $40,000 Building $227,330
2025	$1,663.00 (-4.04%)	$267,330 (-) Land $40,000 Building $227,330	$267,330 (-) Land $40,000 Building $227,330
2024	$1,733.00 (+4.21%)	$267,330 (-) Land $40,000 Building $227,330	$267,330 (-) Land $40,000 Building $227,330
2023	$1,663.00 (+25.51%)	$267,330 (+34.65%) Land $40,000 Building $227,330	$267,330 (+34.65%) Land $40,000 Building $227,330
2022	$1,325.00	$198,540 Land $27,000 Building $171,540	$198,540 Land $27,000 Building $171,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Loram Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Loram Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20