130 Lloyd Rd, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 130 Lloyd Rd, Montclair, NJ 07042

Property Summary

Property TypeSingle Family Home
Details4,951 sqft · built 1925
Lot Size0.521 acres (22,680 sqft)
OwnerIndividual Name on Record
Last Sale$1,575,000 (Sep 2017)
Tax Bill$49,741 (2025)
Deeds & MortgagesSep 2018 Mortgage
Jan 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-00201-0000-00008

Property Details

APN / Parcel Number

Primary APN13-00201-0000-00008
Alternative APN
  • 130020100008

Interior

Stories2 Stories
Building Area4,951 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Construction TypeFrame
Lot Area22,680 sqft (0.521 acres)
Lot Dimensions210 ft deep x 108 ft wide

Location & Zoning

Old Parcel Number130020100008
Street Address130 LLOYD RD
CityMONTCLAIR
StateNJ
Zip07042-1730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRO
Legal Description108X210 IRR
Legal Block201
Legal Lot Number8
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group3
Census Block3003
Census Tract16900

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address130 LLOYD RD, MONTCLAIR, NJ 07042-1730
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2018Deed of Trust, Mortgage
FIN WISE BK
Jan 8, 2018Deed of Trust, Mortgage
ALMA BK
Sep 26, 2017Grant Deed, Transfer
BETHPAGE FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2017 · Amount on Record
Deed SaleSep 26, 2017 · Amount on Record
Prior SaleJan 21, 2010 · Amount on Record
Deed Document Number201785564
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address130 LLOYD RD, MONTCLAIR, NJ 07042-1730
Document Number0000089361
Instrument DateSep 20, 2018
Transaction TypeMortgage
Record UpdatedMar 13, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 LLOYD RD MONTCLAIR NJ 070421730, MONTCLAIR, NJ 07042-1730

Mortgage

Document Number0000089361
DateOct 16, 2018
Instrument89361
Lender
NameFIN WISE BK
AddressSANDY, UT 84094
Agreement
AmountAmount Recorded

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address130 LLOYD RD, MONTCLAIR, NJ 07042-1730
Document Number0000010176
Instrument DateJan 8, 2018
Transaction TypeMortgage
Record UpdatedApr 3, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 LLOYD RD MONTCLAIR NJ 070421730, MONTCLAIR, NJ 07042-1730

Mortgage

Document Number0000010176
DateFeb 5, 2018
Instrument10176
Lender
NameALMA BK
TypeBank
Address28 31ST ST, ASTORIA, NY 11102
Agreement
AmountAmount Recorded

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateSep 26, 2017
Property Address130 LLOYD RD, MONTCLAIR, NJ 07042-1730
Document Number0000085564
Instrument DateAug 18, 2017
Instrument85564
Transaction TypeTransfer
Record UpdatedJul 2, 2019
Title CompanyCOMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 LLOYD RD MONTCLAIR NJ 070421730, MONTCLAIR, NJ 07042-1730

Mortgage

Document Number85568
DateSep 26, 2017
Instrument85568
Lender
NameBETHPAGE FCU
TypeCredit Union
Address899 S OYSTER BAY RD, BETHPAGE, NY 11714-1030
Agreement
AmountAmount Recorded
Term360 Months
DueSep 25, 2047

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,414,700 (-) Land $381,000 Building $1,033,700$1,414,700 (-) Land $381,000 Building $1,033,700
2025$49,741.00 (+3.32%)$1,414,700 (-) Land $381,000 Building $1,033,700$1,414,700 (-) Land $381,000 Building $1,033,700
2024$48,142.00 (+3.5%)
2023$1,414,700 Land $381,000 Building $1,033,700$1,414,700 Land $381,000 Building $1,033,700
2022$46,515.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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