Essex County and Montclair Township property record for 145 Lloyd Rd, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 5,588 sqft · built 1979 |
| Lot Size | 0.477 acres (20,770 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,850,000 (Jun 2021) |
| Tax Bill | $45,712 (2025) |
| Deeds & Mortgages | Apr 2019 Refinance Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00204-0000-00015-03 |
| Primary APN | 13-00204-0000-00015-03 |
|---|---|
| Alternative APNs |
|
| Building Area | 5,588 sqft Living Area |
|---|
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 20,770 sqft (0.477 acres) |
| Lot Dimensions | 155 ft deep x 134 ft wide |
| Old Parcel Number | 1300204000001503 |
|---|---|
| Street Address | 145 LLOYD RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-1732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ROA |
| Legal Description | 134X155 IRR |
| Legal Subdivision | MULFORD LANE EXT |
| Legal Block | 204 |
| Legal Lot Number | 15.3 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 16900 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 145 LLOYD RD, MONTCLAIR, NJ 07042-1732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Jun 25, 2021 | Deed, Transfer · Conventional Mortgage USALLIANCE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2021 · Amount on Record |
| Deed Sale | Jun 25, 2021 · Amount on Record |
| Prior Sale | Jul 3, 2013 · Amount on Record |
| Deed Document Number | 202177939 |
| Prior Transfer Date | Feb 15, 2019 |
| Prior Transfer Doc | 0000039887 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 145 LLOYD RD, MONTCLAIR, NJ 07042-1732 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000039888 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 2019039888 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jun 25, 2021 |
| Property Address | 145 LLOYD RD, MONTCLAIR, NJ 07042-1732 |
| Document Number | 0000077939 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 2021077939 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | PERFECT TITLE, PERFECT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 63 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1714 |
| Name | Verified Name |
|---|---|
| Address | 145 LLOYD RD, MONTCLAIR, NJ 07042-1732 |
| Document Number | 0000077940 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 2021077940 |
| Name | USALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,300,100 (-) Land $375,500 Building $924,600 | $1,300,100 (-) Land $375,500 Building $924,600 | |
| 2025 | $45,712.00 (+3.32%) | $1,300,100 (+0.93%) Land $375,500 Building $924,600 | $1,300,100 (+0.93%) Land $375,500 Building $924,600 |
| 2024 | $44,242.00 (+4.46%) | ||
| 2023 | $1,288,100 Land $375,500 Building $912,600 | $1,288,100 Land $375,500 Building $912,600 | |
| 2022 | $42,352.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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