Essex County and Montclair Township property record for 120 Lloyd Rd, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 9,767 sqft · built 1928 |
| Lot Size | 1.22 acres (53,199 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,750,000 (Aug 2020) |
| Tax Bill | $95,568 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00201-0000-00011 |
| Primary APN | 13-00201-0000-00011 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 9,767 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Stone |
| Construction Type | Stone |
| Lot Area | 53,199 sqft |
| Lot Dimensions | 207 ft deep x 257 ft wide |
| Old Parcel Number | 130020100011 |
|---|---|
| Street Address | 120 LLOYD RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-1730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Description | 257X207 IRR |
| Legal Block | 201 |
| Legal Lot Number | 11 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 16900 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 120 LLOYD RD, MONTCLAIR, NJ 07042-1730 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 27, 2020 | Grant Deed, Transfer PEAPACK GLADSTONE BK |
| Oct 31, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2020 · Amount on Record |
| Deed Sale | Aug 27, 2020 · Amount on Record |
| Prior Sale | Apr 11, 1986 · Amount on Record |
| Deed Document Number | 202083261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 27, 2020 |
| Property Address | 120 LLOYD RD, MONTCLAIR, NJ 07042-1730 |
| Document Number | 0000083261 |
| Instrument Date | Jun 22, 2020 |
| Instrument | 83261 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2020 |
| Title Company | ARROW LAND TRANSFER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,750.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 120 LLOYD RD MONTCLAIR NJ 070421730, MONTCLAIR, NJ 07042-1730 |
| Document Number | 83262 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 83262 |
| Name | PEAPACK GLADSTONE BK |
|---|---|
| Type | Bank |
| Address | 500 HILLS DR # 300, BEDMINSTER, NJ 07921-1538 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 26, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 120 LLOYD RD, MONTCLAIR, NJ 07042-1730 |
| Document Number | 0000099524 |
| Instrument Date | Oct 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Name | Verified Name |
|---|---|
| Address | 120 LLOYD RD MONTCLAIR NJ 070421730, MONTCLAIR, NJ 07042-1730 |
| Document Number | 0000099524 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 99524 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 100 N TRYON ST, CHARLOTTE, NC 28202-4000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,718,100 (-) Land $482,700 Building $2,235,400 | $2,718,100 (-) Land $482,700 Building $2,235,400 | |
| 2025 | $95,568.00 (+3.32%) | $2,718,100 (-) Land $482,700 Building $2,235,400 | $2,718,100 (-) Land $482,700 Building $2,235,400 |
| 2024 | $92,496.00 (+3.5%) | ||
| 2023 | $2,718,100 Land $482,700 Building $2,235,400 | $2,718,100 Land $482,700 Building $2,235,400 | |
| 2022 | $89,371.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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