Monroe County property record for 130 Harbor Dr, Tavernier, FL 33070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,172 sqft · built 2012 |
| Lot Size | 0.185 acres (8,050 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,604,000 (May 2025) |
| Tax Bill | $8,466 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage Aug 2018 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 00436410-000000 |
| Primary APN | 00436410-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 4 Stories |
| Building Area | 2,172 sqft Living Area |
| Gross Area | 2,652 sqft |
| 1st Floor Area | 2,109 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 8,050 sqft (0.185 acres) |
| Lot Dimensions | 115 ft deep x 70 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 848 sqft |
| Patio Area | 119 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1534196 |
|---|---|
| Street Address | 130 HARBOR DR |
| City | TAVERNIER |
| State | FL |
| Zip | 33070-2350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 4 LT 13 TROPICAL ATLANTIC SHORES PLANTATION KEY PB4-97 OR408-789 OR999-59 OR1642-1890D/C OR1884-1445D/C OR1884-1448 OR2386-1523 OR2644-1326 OR2922-1532/33 |
| Legal Range | 38E |
| Legal Township | 63S |
| Legal Section | 04 |
| Legal Subdivision | TROPICAL ATLANTIC SHORES |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 970800 |
Source: Monroe County records, as of March 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1509 PEABODY AVE, MEMPHIS, TN 38104-3831 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Aug 17, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2025 · Amount on Record |
| Deed Sale | May 5, 2025 · Amount on Record |
| Prior Sale | Aug 17, 2018 · Amount on Record |
| Deed Document Number | 20252499516 |
| Deed Book / Page | 3324 / 1242 |
| Prior Transfer Date | Jul 24, 2018 |
| Prior Transfer Doc | 0029221532 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 130 HARBOR DR, TAVERNIER, FL 33070-2350 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 130 HARBOR DR, TAVERNIER, FL 33070-2350 |
| Document Number | 0031491075 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 3149/1075 |
| Instrument | 2357374 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 17, 2018 |
| Property Address | 130 HARBOR DR, TAVERNIER, FL 33070-2350 |
| Document Number | 0029221532 |
| Book / Page | 002922 / 001532 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 2182868 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 130 HARBOR DR TAVERNIER FL 330702350, TAVERNIER, FL 33070-2350 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $964,604 (+5.99%) | $2,227,539 (+41.28%) Land $1,195,425 Building $1,032,114 | |
| 2024 | $8,466.00 (+0.75%) | ||
| 2023 | $8,403.00 (+1.98%) Homeowner's exemption | $910,116 (+3%) | $1,576,721 (+22.58%) Land $1,058,575 Building $518,146 |
| 2022 | $8,240.00 Homeowner's exemption | $883,608 | $1,286,266 Land $764,750 Building $521,516 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 624 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,096 units insured incl. 472 condo units |
| Nearby Flood Claims | 190 (1982–2020) |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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