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130 Gilchrest St, Lunenburg, MA 01462 Property Records

Worcester County and Lunenburg Town property record for 130 Gilchrest St, Lunenburg, MA 01462

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,766 sqft · built 2003
Lot Size1.12 acres (48,787 sqft)
Owner2 Individual Names on Record
Last Sale$790,000 (Nov 2025)
Tax Bill$9,225 (2026)
Deeds & MortgagesNov 2025 Sale & Mortgage
Apr 2020 Refinance
Flood ZoneZone X (minimal risk)
APN1620310001400000

Property Details

APN / Parcel Number

Primary APN1620310001400000
Alternative APNs
  • LUNE M:031.0 B:0014 L:0000.0
  • M:00043 L:00216 S:00000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories3 Stories
Building Area2,766 sqft Living Area
Gross Area5,282 sqft
1st Floor Area1,064 sqft
Basement Area1,064 sqft
Unfinished Basement1,064 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2009
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area48,787 sqft (1.12 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number1620310001400000
Street Address130 GILCHREST ST
CityLUNENBURG
StateMA
Zip01462-1121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Block14
JurisdictionLUNENBURG MA
Township / Civil DivisionLUNENBURG
Census Block Group1
Census Block1019
Census Tract712101

Owner

Source: Worcester County and Lunenburg Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address130 GILCHREST ST, LUNENBURG, MA 01462-1121
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2025Quit Claim Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
Apr 15, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
LEOMINSTER CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2025 · Amount on Record
Deed SaleNov 6, 2025 · Amount on Record
Prior SaleJul 26, 2013 · Amount on Record
Deed Document Number202515124
Deed Book / Page11098 / 44
Record UpdatedOct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLUNENBURG MA
Recording DateNov 6, 2025
Property Address130 GILCHREST ST, LUNENBURG, MA 01462-1121
Document Number0011098-44
Book / Page11098 / 44
Instrument DateNov 6, 2025
Instrument15124
Transaction TypeTransfer
Record UpdatedNov 26, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address130 GILCHREST ST, LUNENBURG, MA 01462-1121

Mortgage

Document Number0000015125
DateNov 6, 2025
Instrument15125
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUNENBURG MA
Property Address130 GILCHREST ST, LUNENBURG, MA 01462-1121
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9591-322
DateApr 15, 2020
Book Page9591/322
Instrument5884
Lender
NameLEOMINSTER CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueMay 1, 2030

Tax Assessment & Valuation

Source: Worcester County and Lunenburg Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionLunenburg Town
Unified School DistrictLunenburg School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,225.00 (+2.66%)$641,100 (+2.44%) Land $161,600 Building $479,500$743,609 (-0.78%)
2025$8,986.00 (+8.91%)$625,800 (+6.94%) Land $158,400 Building $467,400$749,455 (+17.31%)
2024$8,251.00 (+5.63%)$585,200 (+9.53%) Land $142,800 Building $442,400$638,875
2023$7,811.00$534,300 Land $129,700 Building $404,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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