140 Gilchrest St, Lunenburg, MA 01462 Property Records

Worcester County and Lunenburg Town property record for 140 Gilchrest St, Lunenburg, MA 01462

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,296 sqft · built 2003
Lot Size	3.72 acres (162,328 sqft)
Owner	2 Company Names on Record
Last Sale	$369,900 (Jul 2003)
Tax Bill	$8,488 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Jul 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1620310001300000`

Property Details

APN / Parcel Number

Primary APN	`1620310001300000`
Alternative APNs	`LUNE M:031.0 B:0013 L:0000.0` `M:00043 L:00212 S:00000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,296 sqft Living Area
Gross Area	4,076 sqft
1st Floor Area	1,340 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	162,328 sqft (3.72 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1620310001300000
Street Address	140 GILCHREST ST
City	LUNENBURG
State	MA
Zip	01462-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	13
Jurisdiction	LUNENBURG MA
Township / Civil Division	LUNENBURG
Census Block Group	1
Census Block	1019
Census Tract	712101

Owner

Source: Worcester County and Lunenburg Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	140 GILCHREST ST, LUNENBURG, MA 01462-1121
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 27, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 21, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Oct 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 13, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2003 · Amount on Record
Deed Sale	Jul 28, 2003 · Amount on Record
Deed Document Number	200314025
Deed Book / Page	4854 / 150
Last Transfer Date	Oct 18, 2019
Transfer Doc	9455-326
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG MA
Property Address	140 GILCHREST ST, LUNENBURG, MA 01462-1121
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00011020-1
Date	Jul 10, 2025
Book Page	11020/1
Instrument	8966

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG MA
Property Address	140 GILCHREST ST, LUNENBURG, MA 01462-1121
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010051-138
Date	Jul 27, 2021
Book Page	10051/138
Instrument	16267

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2046

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG MA
Property Address	140 GILCHREST ST, LUNENBURG, MA 01462-1121
Document Number	9589-145
Instrument Date	Mar 21, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	140 GILCHREST ST LUNENBURG MA 014621121, LUNENBURG, MA 01462-1121

Mortgage

Document Number	9589-145
Date	Apr 13, 2020
Book Page	009589/000145
Instrument	5742

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 12, 2045

Interest

Rate Type	Adjustable Rate

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUNENBURG MA
Recording Date	Oct 22, 2019
Property Address	140 GILCHREST ST, LUNENBURG, MA 01462-1121
Document Number	9455-326
Book / Page	009455 / 000326
Instrument Date	Oct 18, 2019
Instrument	749
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	140 GILCHREST ST LUNENBURG MA 014621121, LUNENBURG, MA 01462-1121

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG MA
Property Address	140 GILCHREST ST, LUNENBURG, MA 01462-1121
Document Number	8756-200
Book / Page	008756 / 000200
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Feb 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8756-200
Date	Feb 3, 2017
Book Page	008756/000200
Instrument	2102

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Lunenburg Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lunenburg Town
Unified School District	Lunenburg School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,488.00 (+9.69%)	$591,100 (+7.71%) Land $182,400 Building $408,700	$675,450 (+4.57%)
2024	$7,738.00 (+4.48%)	$548,800 (+8.33%) Land $165,400 Building $383,400	$645,905
2023	$7,406.00	$506,600 Land $149,900 Building $356,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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