Worcester County and Lunenburg Town property record for 104 Gilchrest St, Lunenburg, MA 01462
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,529 sqft · built 2004 |
| Lot Size | 3.02 acres (131,836 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $775,000 (Jul 2026) |
| Tax Bill | $9,369 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1620310001500000 |
| Primary APN | 1620310001500000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,529 sqft Living Area |
| Gross Area | 4,792 sqft |
| 1st Floor Area | 1,448 sqft |
| Basement Area | 888 sqft |
| Unfinished Basement | 888 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 131,836 sqft (3.02 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1620310001500000 |
|---|---|
| Street Address | 104 GILCHREST ST |
| City | LUNENBURG |
| State | MA |
| Zip | 01462-1121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 15 |
| Jurisdiction | LUNENBURG MA |
| Township / Civil Division | LUNENBURG |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 712101 |
104 Gilchrest St is owner-occupied and held in a trust since July 2026.
Source: Worcester County and Lunenburg Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 104 GILCHREST ST, LUNENBURG, MA 01462-1121 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on File |
| Deed Sale | Jul 31, 2026 · Amount on File |
| Prior Sale | Apr 29, 2004 · Amount on File |
| Deed Document Number | 202610437 |
| Deed Book / Page | 11267 / 263 |
| Prior Transfer Date | Jun 30, 2026 |
| Prior Transfer Doc | 0000010437 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUNENBURG MA |
| Recording Date | Jul 31, 2026 |
| Property Address | 104 GILCHREST ST, LUNENBURG, MA 01462-1121 |
| Document Number | 0000010437 |
| Book / Page | 11267 / 263 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202610437 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 GILCHREST ST, LUNENBURG, MA 01462-1121 |
| Date | Jul 31, 2026 |
|---|
| Name | COOPERATIVE BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Type Change Date | Jul 1, 2031 |
| Index | 5-Year CMT |
| Margin | 3 |
| Max Rate | -1% |
The 2026 property tax bill for 104 Gilchrest St was $9,369, up 4.3% from the year before.
Source: Worcester County and Lunenburg Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lunenburg Town |
| Unified School District | Lunenburg School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,369.00 (+4.31%) | $651,100 (+4.09%) Land $181,100 Building $470,000 | $753,251 (+7%) |
| 2025 | $8,982.00 (+4.13%) | $625,500 (+2.24%) Land $177,600 Building $447,900 | $703,950 (+6.91%) |
| 2024 | $8,626.00 (-1.1%) | $611,800 (+2.55%) Land $160,600 Building $451,200 | $658,445 |
| 2023 | $8,722.00 | $596,600 Land $145,600 Building $451,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Gilchrest St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Gilchrest St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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