130 Georgia Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 130 Georgia Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Multi-Family Dwellings
Details	8 bd · 6 ba · 3,584 sqft · built 1974
Lot Size	0.344 acres (14,984 sqft)
Owner	Company Name on File
Last Sale	$632,500 (Jul 2026)
Tax Bill	$5,683 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2026 Sale
Flood Zone	Zone AE (high risk)
APN	`01-26-30-0001-0453-0040`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0453-0040`
Alternative APNs	`263001000104530040` `80474`

Interior

Bedrooms	8 Beds
Full Baths	6 Baths
Units	8 Units
Stories	2 Stories
Building Area	3,584 sqft Living Area
Gross Area	3,684 sqft
1st Floor Area	1,792 sqft
Upper Floors Area	1,792 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,984 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	100 sqft
Patio Area	100 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	130 GEORGIA AVE
City	SAINT CLOUD
State	FL
Zip	34769-2112
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	SR2
Legal Description	LAKEFRONT ADD PB B PG 61-B & 62 BLK 453 LOT 4
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	453
Legal Lot Number	4
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3008
Census Tract	43400

Owner

130 Georgia Ave, a residential property, is owned by a company that bought it in July 2026.

Source: Osceola County records, as of August 31, 2026

Owner of Record	Company Name on File
Mailing Address	2952 VOYAGER AVE, SAINT CLOUD, FL 34771-9383
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORPORATION
Jul 23, 2026	Warranty Deed, Transfer STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2026 · Amount on File
Deed Sale	Jul 23, 2026 · Amount on File
Prior Sale	Sep 9, 1996 · Amount on File
Deed Document Number	202696346
Deed Book / Page	7008 / 1296
Prior Transfer Date	Jul 25, 2007
Prior Transfer Doc	0035302765
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Aug 20, 2026
Property Address	130 GEORGIA AVE, SAINT CLOUD, FL 34769-2112
Document Number	0000108450
Book / Page	7022 / 1853
Instrument Date	Aug 19, 2026
Instrument	2026108450
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	2952 VOYAGER AVE, SAINT CLOUD, FL 34771-9383

Mortgage

Document Number	0000108450,
Date	Aug 20, 2026
Book Page	7022/1853
Instrument	2026108450

Lender

Name	HOMEXPRESS MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 23, 2026
Property Address	130 GEORGIA AVE, SAINT CLOUD, FL 34769-2112
Document Number	0000096346
Book / Page	7008 / 1296
Instrument Date	Jul 21, 2026
Instrument	202696346
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$447,177.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2952 VOYAGER AVE, SAINT CLOUD, FL 34771-9383

Tax Assessment & Valuation

The 2025 property tax bill for 130 Georgia Ave was $5,683, up 6.3% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,683.00 (+6.26%)	$393,400 Land $72,800 Building $320,600	$393,400 Land $72,800 Building $320,600
2024	$5,348.00 (+5.34%)
2023	$5,077.00 (+19.77%)	$386,100 (+37.01%) Land $62,400 Building $323,700	$386,100 (+37.01%) Land $62,400 Building $323,700
2022	$4,239.00	$281,800 Land $54,100 Building $227,700	$281,800 Land $54,100 Building $227,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 130 Georgia Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 98 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 units insured incl. 12 condo units
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Georgia Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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