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118 Georgia Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 118 Georgia Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,246 sqft · built 1983
Lot Size0.172 acres (7,492 sqft)
Owner2 Company Names on Record
Last Sale$210,500 (Mar 2020)
Tax Bill$4,509 (2025)
Deeds & MortgagesMar 2020 Sale
Flood ZoneZone AE (high risk)
APN01-26-30-0001-0453-0030

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0453-0030
Alternative APNs
  • 263001000104530030
  • 80472

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,246 sqft Living Area
Gross Area1,342 sqft
1st Floor Area1,246 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleConventional
Exterior MaterialAluminum Siding
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions150 ft deep x 0.5 ft wide

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area312 sqft
PorchFlorida Room
Porch Area96 sqft
Deck Area744 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address118 GEORGIA AVE
CitySAINT CLOUD
StateFL
Zip34769-2145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionLAKE FRONT ADDN PB B PG 61-B & 62 BLK 453 LOT 3 N 1/2
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block453
Legal Lot Number3
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3008
Census Tract43400

Owner

Source: Osceola County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address20 MISSOURI AVE, SAINT CLOUD, FL 34769-2238
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2020 · Amount on Record
Deed SaleMar 12, 2020 · Amount on Record
Deed Document Number202036426
Deed Book / Page5691 / 765
Last Transfer DateDec 2, 2024
Transfer Doc0000153104
Record UpdatedOct 29, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 12, 2020
Property Address118 GEORGIA AVE, SAINT CLOUD, FL 34769-2145
Document Number0056910765
Book / Page005691 / 000765
Instrument DateMar 12, 2020
Instrument36426
Transaction TypeTransfer
Record UpdatedMay 22, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$1,474.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2991 5TH ST ST CLOUD FL 347692095, ST CLOUD, FL 34769-2095

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,509.00 (+7.31%)$265,300 (+14.85%) Land $54,000 Building $211,300$265,300 (+14.85%) Land $54,000 Building $211,300
2024$4,202.00 (+10.09%)
2023$3,817.00 (+14.73%)$231,000 (+18.89%) Land $49,500 Building $181,500$231,000 (+18.89%) Land $49,500 Building $181,500
2022$3,327.00$194,300 Land $45,000 Building $149,300$194,300 Land $45,000 Building $149,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 98 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 units insured
incl. 12 condo units
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA3 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, Verizon.

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