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135 Georgia Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 135 Georgia Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,622 sqft · built 1976
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$370,000 (Oct 2025)
Tax Bill$5,099 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Mar 2019 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN80490

Property Details

APN / Parcel Number

Primary APN80490
Alternative APN
  • 012630000104540065

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,622 sqft Heated Area
Gross Area1,910 sqft
1st Floor Area1,622 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2001
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions150 ft deep x 60 ft wide

Exterior Amenities

Pool Area512 sqft
PorchOpen Porch
Porch Area288 sqft
Deck Area200 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number80490
Street Address135 GEORGIA AVE
CitySAINT CLOUD
StateFL
Zip34769-2144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE FRONT ADDN PB B PG 61-B & 62 BLK 454 N 30 FT LOT 6 & S 30 FT LOT 7
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND AND 3RD STREETS
Legal Tract1
Legal Block454
Legal Lot Number6-7
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3009
Census Tract43400

Owner

Source: Osceola County records · APN 80490

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address135 GEORGIA AVE, SAINT CLOUD, FL 34769-2144
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2025Warranty Deed, Transfer · FHA Mortgage
JMAC LENDING INC
Mar 05, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
May 07, 2020Quit Claim Deed, Transfer
ATTORNEY
Aug 21, 2017Warranty Deed, Transfer · Conventional Mortgage
SUPREME LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 07, 2025 · Amount on Record
Deed SaleOct 07, 2025 · Amount on Record
Prior SaleMay 07, 2020
Deed Document Number2025124245
Deed Book / Page6860 / 2987
Record UpdatedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 07, 2025
Property Address135 GEORGIA AVE, SAINT CLOUD, FL 34769-2144
Document Number0068602987
Book / Page6860 / 2987
Map ReferenceMB B PG 61-64
Instrument DateSep 26, 2025
Instrument2025124245
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyUNKNOWN, CELEBRATION TTL PARTNERS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18601 BUCCANEER CREEK LN, STRONGSVILLE, OH 44136-8058

Transferred To (Grantee/Buyer)

NameVerified Name
Address135 GEORGIA AVE, SAINT CLOUD, FL 34769-2144

Mortgage

Document Number0068602989
DateOct 07, 2025
Instrument6860/2989
Lender
NameJMAC LENDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address135 GEORGIA AVE, SAINT CLOUD, FL 34769-2144
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054862467
DateMar 05, 2019
Book Page5486/2467
Instrument2019028217
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2049

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateMay 07, 2020
Property Address135 GEORGIA AVE, SAINT CLOUD, FL 34769-2144
Document Number0057190332
Book / Page5719 / 332
Map ReferenceMB B PG 61-64
Instrument DateFeb 21, 2019
Instrument2020061274
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address135 GEORGIA AVE, SAINT CLOUD, FL 34769-2144

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 21, 2017
Property Address135 GEORGIA AVE, SAINT CLOUD, FL 34769-2144
Document Number0051972416
Book / Page005197 / 002416
Instrument DateAug 21, 2017
Instrument121119
Transaction TypeTransfer
Record UpdatedSep 26, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address135 GEORGIA AVE ST CLOUD FL 347692144, ST CLOUD, FL 34769-2144

Mortgage

Document Number51972417
DateAug 21, 2017
Book Page005197/002417
Instrument121120
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 20, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,099.00 (+1.37%) Homeowner's exemption$165,334 (+2.9%)$376,600 (+0.75%) Land $60,000 Building $316,600
2024$5,030.00 (+1.25%) Homeowner's exemption$160,675 (+3%)$373,800 (+11.55%) Land $58,000 Building $315,800
2023$4,968.00 (+1.66%) Homeowner's exemption$155,996 (+3%)$335,100 (+12.04%) Land $55,000 Building $280,100
2022$4,887.00 Homeowner's exemption$151,453$299,100 Land $50,000 Building $249,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 2,632 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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