130 Findlay St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 130 Findlay St, Cincinnati, OH 45202

Property Summary

Property Type	Commercial
Details	3,337 sqft · built 1870
Lot Size	0.058 acres (2,526 sqft)
Owner	Company Name on File
Last Sale	$100,000 (Nov 2019)
Tax Bill	$4,318 (2025)
Deeds & Mortgages	Nov 2019 Sale Dec 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`096-0006-0049-00`

Property Details

APN / Parcel Number

Primary APN	`096-0006-0049-00`

Interior

Total Rooms	8 Rooms
Stories	3 Stories
Building Area	3,337 sqft
1st Floor Area	1,203 sqft
Basement Area	1,203 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Lot Area	2,526 sqft (0.058 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	130 FINDLAY ST
City	CINCINNATI
State	OH
Zip	45202-7710
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CCP
Legal Description	130 FINDLAY ST 25 X 100 LOT 15 FINDLAY & GARRARDSSUB SQ H
Legal Subdivision	FINDLAY & GARRARDSSUB
Legal Lot Number	15
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1024
Census Tract	1600

Owner

130 Findlay St, a commercial property, is owned by a company that bought it in November 2019.

Source: Hamilton County records, as of April 16, 2026

Owner of Record	Company Name on File
Mailing Address	26 E 6TH ST, 802, CINCINNATI, OH 45202-2553
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Dec 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 26, 2017	Trustee's Deed, Construction Loan · Line of Credit CENTERBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2019 · Amount on File
Deed Sale	Nov 19, 2019 · Amount on File
Deed Document Number	2019102129
Deed Book / Page	14047 / 1939
Prior Transfer Date	Dec 28, 2017
Prior Transfer Doc	0000117951
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 19, 2019
Property Address	130 FINDLAY ST, CINCINNATI, OH 45202-7710
Document Number	0000102129
Book / Page	014047 / 001939
Instrument Date	Nov 1, 2019
Instrument	102129
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	26 E 6TH ST #802 CINCINNATI OH 452022553, 802, CINCINNATI, OH 45202-2553

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 29, 2017
Property Address	130 FINDLAY ST, CINCINNATI, OH 45202-7710
Document Number	0000117951
Book / Page	013574 / 000791
Instrument Date	Dec 28, 2017
Instrument	117951
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2478 LEGENDS WAY CRESTVIEW HILLS KY 410173479, CRESTVIEW HILLS, KY 41017-3479

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 26, 2017
Property Address	130 FINDLAY ST, CINCINNATI, OH 45202-7710
Book / Page	013446 / 002530
Instrument Date	Jun 22, 2017
Instrument	57222
Transaction Type	Construction Loan
Record Updated	Jul 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2499 LEGENDS WAY CRESTVIEW HILLS KY 410173480, CRESTVIEW HILLS, KY 41017-3480

Mortgage

Document Number	0000057222
Date	Jun 26, 2017
Book Page	013446/002530
Instrument	57222

Lender

Name	CENTERBANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 25, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 130 Findlay St was $4,318, up 0.7% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,318.00 (+0.68%)	$51,937 (-) Land $11,025 Building $40,912	$148,390 Land $31,500 Building $116,890
2024	$4,289.00 (+0.26%)	$51,937 (-) Land $11,025 Building $40,912
2023	$4,278.00 (+34.32%)	$51,937 (+48.39%) Land $11,025 Building $40,912	$148,390 Land $31,500 Building $116,890
2022	$3,185.00	$35,001 Land $9,846 Building $25,155
2020			$100,000 Land $28,130 Building $71,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 130 Findlay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 130 Findlay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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