118 Findlay St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 118 Findlay St, Cincinnati, OH 45202

Property Summary

Property Type	Apartments (5+ Units)
Details	8,816 sqft · built 1875
Lot Size	0.058 acres (2,526 sqft)
Owner	Company Name on Record
Last Sale	$550,000 (Jan 2021)
Tax Bill	$12,100 (2025)
Deeds & Mortgages	May 2023 Construction Loan Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`096-0006-0055-00`

Property Details

APN / Parcel Number

Primary APN	`096-0006-0055-00`

Interior

Total Rooms	8 Rooms
Units	14 Units
Stories	4 Stories
Building Area	8,816 sqft
1st Floor Area	2,348 sqft
Basement Area	2,348 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Lot Area	2,526 sqft (0.058 acres)
Lot Dimensions	100 ft deep x 150 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	118 FINDLAY ST
City	CINCINNATI
State	OH
Zip	45202-7702
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	CCP
Legal Description	118 FINDLAY ST 5 X 100 LOT 9 FINDLAY & GARRARDS SQ H
Legal Subdivision	FINDLAY & GARRARD
Legal Lot Number	9
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1024
Census Tract	1600

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1826 RACE ST, CINCINNATI, OH 45202-7720
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed of Trust, Mortgage · Construction Mortgage TCDE 102 LLC
Mar 4, 2021	Deed of Trust, Mortgage · Commercial Mortgage STOCK YARDS BANK & TRUST CO
May 3, 2023	Ground Lease, Transfer
May 3, 2023	Lease, Transfer
May 3, 2023	Lease, Transfer
Mar 3, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2021 · Amount on Record
Deed Sale	Jan 12, 2021 · Amount on Record
Prior Sale	Sep 17, 2012
Deed Document Number	20214591
Deed Book / Page	14332 / 418
Prior Transfer Date	Aug 28, 2002
Prior Transfer Doc	0000173760
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	118 FINDLAY ST, CINCINNATI, OH 45202-7702
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1826 RACE ST, CINCINNATI, OH 45202-7720
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029478
Date	May 3, 2023
Book Page	14908/827
Instrument	2023-0029478

Lender

Name	TCDE 102 LLC
Type	Non-Lending Institution
Address	WASHINGTON, DC 20005

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 2, 2063

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	118 FINDLAY ST, CINCINNATI, OH 45202-7702
Transaction Type	Mortgage
Record Updated	Feb 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1826 RACE ST, CINCINNATI, OH 45202-7720
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028045
Date	Mar 4, 2021
Book Page	14367/3199
Instrument	2021-0028045

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2023: Ground Lease, Transfer

Document Type	Ground Lease
Jurisdiction	HAMILTON OH
Recording Date	May 3, 2023
Property Address	118 FINDLAY ST, CINCINNATI, OH 45202-7702
Document Number	0000029476
Book / Page	14908 / 805
Map Reference	MB 47 PG 319
Instrument Date	May 2, 2023
Instrument	2023-0029476
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1826 RACE ST, CINCINNATI, OH 45202-7720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 E 4TH ST STE 300, 300, CINCINNATI, OH 45202-3745
Investor	Possibly a Property Investor

May 2023: Lease, Transfer

Document Type	Lease
Jurisdiction	HAMILTON OH
Recording Date	May 3, 2023
Property Address	118 FINDLAY ST, CINCINNATI, OH 45202-7702
Document Number	0000029484
Book / Page	14908 / 912
Instrument Date	Apr 24, 2023
Instrument	2023-0029484
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1826 RACE ST, CINCINNATI, OH 45202-7720
Mail Care Of	THE MODEL GROUP INC

May 2023: Lease, Transfer

Document Type	Lease
Jurisdiction	HAMILTON OH
Recording Date	May 3, 2023
Property Address	118 FINDLAY ST, CINCINNATI, OH 45202-7702
Document Number	0000029477
Book / Page	14908 / 816
Map Reference	MB 47 PG 319
Instrument Date	Apr 21, 2023
Instrument	2023-0029477
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 E 4TH ST # ST300, ST300, CINCINNATI, OH 45202-3744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1826 RACE ST, CINCINNATI, OH 45202-7720
Investor	Possibly a Property Investor

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 3, 2023
Property Address	118 FINDLAY ST, CINCINNATI, OH 45202-7702
Document Number	0000014946
Book / Page	14865 / 1803
Instrument Date	Mar 2, 2023
Instrument	2023-0014946
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1826 RACE ST, CINCINNATI, OH 45202-7720
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,100.00 (+0.67%)	$145,503 (+%) Land $3,308 Building $142,195	$415,720 (-) Land $9,450 Building $406,270
2024	$12,019.00 (+0.25%)	$145,501 (-) Land $3,307 Building $142,194
2023	$11,989.00 (+523.45%)	$145,501 (+602.33%) Land $3,307 Building $142,194	$415,720 (+602.35%) Land $9,450 Building $406,270
2022	$1,923.00	$20,717 Land $2,954 Building $17,763
2020			$59,190 Land $8,440 Building $50,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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