120 Findlay St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 120 Findlay St, Cincinnati, OH 45202

Property Summary

Property Type	Commercial Vacant Land
Details	32 bd
Lot Size	0.047 acres (2,047 sqft)
Owner	Company Name on Record
Last Sale	$550,000 (Jan 2021)
Tax Bill	$122 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`096-0006-0054-00`

Property Details

APN / Parcel Number

Primary APN	`096-0006-0054-00`

Exterior

Lot Area	2,047 sqft (0.047 acres)
Lot Dimensions	100 ft deep x 40 ft wide

Location & Zoning

Street Address	120 FINDLAY ST
City	CINCINNATI
State	OH
Zip	45202-7710
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	CCP
Legal Description	120 FINDLAY ST 20 X 100 LOT 10 FINDLAY & GARRARDSSUB SQ H
Legal Subdivision	FINDLAY & GARRARDSSUB
Legal Block	1
Legal Lot Number	10
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1024
Census Tract	1600

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1826 RACE ST, CINCINNATI, OH 45202-7720
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jan 29, 2026	Warranty Deed, Transfer
Jun 23, 2022	Warranty Deed, Transfer · Commercial Mortgage CITYWIDE CINCINNATI DEVELOPMENT FUND 18
Jan 12, 2021	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2021 · Amount on Record
Deed Sale	Jan 12, 2021 · Amount on Record
Prior Sale	Sep 17, 2012
Deed Document Number	20214591
Deed Book / Page	14332 / 418
Last Transfer Date	Aug 2, 2024
Transfer Doc	0000055288
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	May 5, 2026
Property Address	120 FINDLAY ST, CINCINNATI, OH 45202-7710
Document Number	0000034398
Book / Page	15659 / 1666
Instrument Date	Apr 21, 2026
Instrument	202634398
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1826 RACE ST, CINCINNATI, OH 45202-7720

Mortgage

Document Number	0000034398,
Date	May 5, 2026
Book Page	15659/1666
Instrument	202634398

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 29, 2026
Property Address	120 FINDLAY ST, CINCINNATI, OH 45202-7710
Document Number	0000006786
Book / Page	15592 / 574
Map Reference	MB 47 PG 319
Instrument Date	Jan 16, 2026
Instrument	2026-0006786
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1826 RACE ST, CINCINNATI, OH 45202-7720

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 23, 2022
Property Address	120 FINDLAY ST, CINCINNATI, OH 45202-7710
Document Number	0000062243
Book / Page	14694 / 1603
Map Reference	MB 47 PG 319
Instrument Date	Jun 22, 2022
Instrument	2022-0062243
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1826 RACE ST, 1826, CINCINNATI, OH 45202-7720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 E 4TH ST STE 300, 300, CINCINNATI, OH 45202-3745
Investor	Possibly a Property Investor

Mortgage

Document Number	0000062248
Date	Jun 23, 2022
Book Page	14694/1643
Instrument	2022-0062248

Lender

Name	CITYWIDE CINCINNATI DEVELOPMENT FUND 18
Type	Non-Lending Institution
Address	CINCINNATI, OH 45202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 12, 2021
Property Address	120 FINDLAY ST, CINCINNATI, OH 45202-7710
Document Number	0000004591
Book / Page	014332 / 000418
Instrument Date	Dec 22, 2020
Instrument	4591
Transaction Type	Transfer
Record Updated	Mar 23, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1826 RACE ST CINCINNATI OH 452027720, CINCINNATI, OH 45202-7720

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$122.00 (+0.83%)	$1,323 (-) Land $1,323	$3,780 (-) Land $3,780
2024	$121.00 (+12.04%)	$1,323 (-) Land $1,323
2023	$108.00 (+1.89%)	$1,323 (+11.83%) Land $1,323	$3,780 (+11.83%) Land $3,780
2022	$106.00	$1,183 Land $1,183
2020			$3,380 Land $3,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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