Lorain County property record for 130 Finch Dr, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,096 sqft · built 1996 |
| Lot Size | 0.233 acres (8,471 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (May 2019) |
| Tax Bill | $2,647 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-107-262 |
| Primary APN | 10-00-005-107-262 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,096 sqft Living Area |
| Gross Area | 1,537 sqft |
| 1st Floor Area | 1,096 sqft |
| Basement Area | 1,096 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,471 sqft (0.233 acres) |
| Lot Dimensions | 135 ft deep x 62.8 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Patio Area | 210 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 130 FINCH DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7997 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBIN PARK 6 62.77 X 134.96 |
| Legal Subdivision | ROBIN PARK 6 |
| Legal Block | 107 |
| Legal Lot Number | 122 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 71300 |
Source: Lorain County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 130 FINCH DR, ELYRIA, OH 44035-7997 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · VA Mortgage PREMIUM SECURITY INC |
| Apr 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| May 8, 2019 | Warranty Deed, Transfer · FHA Mortgage AMERICAN MIDWEST MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2019 · Amount on Record |
| Deed Sale | May 8, 2019 · Amount on Record |
| Prior Sale | Dec 15, 2015 · Amount on Record |
| Deed Document Number | 2019713783 |
| Prior Transfer Date | Jun 18, 2015 |
| Prior Transfer Doc | 0000549597 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 130 FINCH DR, ELYRIA, OH 44035-7997 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000823587 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 2021-0823587 |
| Name | PREMIUM SECURITY INC |
|---|---|
| Type | Mortgage Company |
| Address | 69014 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 130 FINCH DR, ELYRIA, OH 44035-7997 |
| Document Number | 0000757341 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 130 FINCH DR ELYRIA OH 440357997, ELYRIA, OH 44035-7997 |
| Document Number | 0000757341 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 757341 |
| Name | MR COOPER |
|---|---|
| Address | SANTA ANA, CA 92705 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 21, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 8, 2019 |
| Property Address | 130 FINCH DR, ELYRIA, OH 44035-7997 |
| Document Number | 0000713783 |
| Map Reference | VOL 55 PG 63&64 |
| Instrument Date | May 7, 2019 |
| Instrument | 2019-0713783 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | CLEVELAND HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 130 FINCH DR, ELYRIA, OH 44035-7997 |
| Document Number | 0000713784 |
|---|---|
| Date | May 8, 2019 |
| Instrument | 2019-0713784 |
| Name | AMERICAN MIDWEST MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,647.00 Homeowner's exemption | $63,390 (+0.01%) Land $21,000 Building $42,390 | $181,100 (-) Land $60,000 Building $121,100 |
| 2024 | $2,647.00 (+18.75%) | $63,385 (+33.67%) Land $21,000 Building $42,385 | $181,100 (+33.67%) Land $60,000 Building $121,100 |
| 2023 | $2,229.00 (+1.04%) | $47,418 (%) Land $14,028 Building $33,390 | $135,480 (-) Land $40,080 Building $95,400 |
| 2022 | $2,206.00 | $47,420 Land $14,030 Building $33,390 | |
| 2021 | $135,480 Land $40,080 Building $95,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures