Lorain County property record for 119 Finch Dr, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1996 |
| Lot Size | 0.206 acres (9,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Jan 2019) |
| Tax Bill | $2,832 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-107-296 |
| Primary APN | 10-00-005-107-296 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 676 sqft |
| 2nd Floor Area | 728 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,000 sqft |
| Lot Dimensions | 125 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 119 FINCH DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7997 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBIN PARK 6 72 X 125 |
| Legal Subdivision | ROBIN PARK SUBDIVISION #6 |
| Legal Block | 107 |
| Legal Lot Number | 156 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 71300 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 119 FINCH DR, ELYRIA, OH 44035-7997 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2022 | Transfer on Death Deed, Transfer |
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jan 16, 2019 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2019 · Amount on Record |
| Deed Sale | Jan 16, 2019 · Amount on Record |
| Prior Sale | Jun 8, 2016 · Amount on Record |
| Deed Document Number | 2019000256 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 15, 2022 |
| Property Address | 119 FINCH DR, ELYRIA, OH 44035-7997 |
| Document Number | 0000898495 |
| Map Reference | VOL 55 PG 63&64 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 2022-0898495 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 119 FINCH DR, ELYRIA, OH 44035-7997 |
| Document Number | 0000764547 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 119 FINCH DR ELYRIA OH 440357997, ELYRIA, OH 44035-7997 |
| Document Number | 0000764547 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 764547 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 14, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 16, 2019 |
| Property Address | 119 FINCH DR, ELYRIA, OH 44035-7997 |
| Document Number | 0000701416 |
| Instrument Date | Jan 15, 2019 |
| Instrument | 701416 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2019 |
| Title Company | AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 FINCH DR ELYRIA OH 440357997, ELYRIA, OH 44035-7997 |
| Document Number | 701417 |
|---|---|
| Date | Jan 16, 2019 |
| Instrument | 701417 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2049 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,832.00 | $68,670 (+%) Land $21,000 Building $47,670 | $196,190 (-) Land $60,000 Building $136,190 |
| 2024 | $2,832.00 (+15.78%) | $68,667 (+29.55%) Land $21,000 Building $47,667 | $196,190 (+29.55%) Land $60,000 Building $136,190 |
| 2023 | $2,446.00 (+0.29%) | $53,004 (-0.01%) Land $14,028 Building $38,976 | $151,440 (-) Land $40,080 Building $111,360 |
| 2022 | $2,439.00 | $53,010 Land $14,030 Building $38,980 | |
| 2021 | $151,440 Land $40,080 Building $111,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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