Lorain County property record for 113 Finch Dr, Elyria, OH 44035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,608 sqft Living Area |
| Lot Size | 9,000 sqft (0.207 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $285,000 (2023) |
| Tax Bill | $3,335.00 (2024) |
Source: Lorain County records · APN 10-00-005-107-297
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 113 FINCH DR, ELYRIA, OH 44035-7997 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Oct 17, 2017 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 19, 2023 · Amount on Record |
| Deed Sale | Oct 19, 2023 · Amount on Record |
| Prior Sale | Apr 01, 2014 · Amount on Record |
| Prior Transfer Date | Nov 19, 2004 |
| Prior Transfer Doc | 0000001364 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 113 FINCH DR, ELYRIA, OH 44035-7997 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000823808 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 2021-0823808 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 19, 2023 |
| Property Address | 113 FINCH DR, ELYRIA, OH 44035-7997 |
| Document Number | 0000933100 |
| Map Reference | VOL 55 PG 63 & 64 |
| Instrument Date | Oct 17, 2023 |
| Instrument | 2023-0933100 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 FINCH DR, ELYRIA, OH 44035-7997 |
| Document Number | 0000933101 |
|---|---|
| Date | Oct 19, 2023 |
| Instrument | 2023-0933101 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 113 FINCH DR, ELYRIA, OH 44035-7997 |
| Document Number | 0000651927 |
| Instrument Date | Oct 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Name | Verified Name |
|---|---|
| Address | 113 FINCH DR ELYRIA OH 440357997, ELYRIA, OH 44035-7997 |
| Document Number | 0000651927 |
|---|---|
| Date | Nov 16, 2017 |
| Instrument | 651927 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,243.00 (-2.76%) | $78,630 (%) Land $21,000 Building $57,630 | $224,660 (-) Land $60,000 Building $164,660 |
| 2024 | $3,335.00 (+16.53%) | $78,631 (+28.58%) Land $21,000 Building $57,631 | $224,660 (+28.58%) Land $60,000 Building $164,660 |
| 2023 | $2,862.00 (+0.56%) | $61,152 (+%) Land $14,028 Building $47,124 | $174,720 (-) Land $40,080 Building $134,640 |
| 2022 | $2,846.00 | $61,150 Land $14,030 Building $47,120 | |
| 2021 | $174,720 Land $40,080 Building $134,640 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 10-00-005-107-297 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,608 sqft Living Area |
| Gross Area | 2,224 sqft Gross Area |
| 1st Floor | 804 sqft 1st Floor |
| Basement Area | 788 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 9,000 sqft (0.207 acres) |
| Depth X Width | 125 ft x 72 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 616 sqft Garage |
| Patio Area | 120 sqft Patio |
| Porch Area | 80 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 113 FINCH DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7997 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ROBIN PARK 6 72 X 125 |
| Legal Subdivision | ROBIN PARK 6 |
| Legal Block | 107 |
| Legal Lot Number | 157 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 71300 |
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