130 Buds Ln, Cedar Point (Swansboro), NC 28584 Property Records

Carteret County property record for 130 Buds Ln, Cedar Point, NC 28584

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,894 sqft · built 2015
Lot Size	0.398 acres (17,337 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Sep 2019)
Tax Bill	$4,045 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5374.18.22.7038000`

Property Details

APN / Parcel Number

Primary APN	`5374.18.22.7038000`
Alternative APNs	`87275` `43817`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,894 sqft Heated Area
Gross Area	2,052 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,337 sqft (0.398 acres)
Lot Dimensions	152 ft deep x 49 ft wide
Pool Area	420 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	43817
Street Address	130 BUDS LN
City	CEDAR POINT
State	NC
Zip	28584-9297
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L12 BUDS RETREAT
Legal Subdivision	BUDS RETREAT
Legal Block	22
Legal Lot Number	12
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3072
Census Tract	970806

Owner

130 Buds Ln is owned and occupied by two individuals who bought it in September 2019.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	130 BUDS LN, CEDAR POINT, NC 28584-9297
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP
Sep 11, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage UNION HOME MORTGAGE CORP
Oct 30, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2019 · Amount on File
Deed Sale	Sep 11, 2019 · Amount on File
Prior Sale	Sep 1, 2017 · Amount on File
Deed Document Number	20191648448
Deed Book / Page	1648 / 448
Prior Transfer Date	Dec 5, 2008
Prior Transfer Doc	0012930401
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	130 BUDS LN, CEDAR POINT, NC 28584-9297
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016970399
Date	Nov 30, 2020
Book Page	1697/399
Instrument	1697399

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Sep 11, 2019
Property Address	130 BUDS LN, CEDAR POINT, NC 28584-9297
Document Number	0016480448
Book / Page	1648 / 448
Map Reference	MB 28 PG 507
Instrument Date	Sep 4, 2019
Instrument	1648448
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1054 COUNTRY CLUB RD, 1054, JACKSONVILLE, NC 28546-6570

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 BUDS LN, CEDAR POINT, NC 28584-9297

Mortgage

Document Number	1648449
Date	Sep 11, 2019
Instrument	1648-449

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARTERET NC
Recording Date	Oct 30, 2018
Property Address	130 BUDS LN, CEDAR POINT, NC 28584-9297
Document Number	0016220130
Book / Page	001622 / 000130
Instrument Date	Oct 17, 2018
Transaction Type	Transfer
Record Updated	Nov 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	166 CENTER ST JACKSONVILLE NC 285465707, JACKSONVILLE, NC 28546-5707

Tax Assessment & Valuation

The 2025 property tax bill for 130 Buds Ln was $4,045.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Cedar Point Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$892,113 (-) Land $97,649 Building $794,464	$892,113 (-) Land $97,649 Building $794,464
2025	$4,045.00	$892,113 Land $97,649 Building $794,464	$892,113 Land $97,649 Building $794,464
2023		$395,244 Land $86,240 Building $309,004	$395,244 Land $86,240 Building $309,004
2022	$2,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 Buds Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 213 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	339 units insured incl. 126 condo units
Nearby Flood Claims	49 (1996–2022)
Claims Outside the SFHA	3 of 49
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Florence, Sep 2018 · 37 claims Hurricane Ophelia, Sep 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Buds Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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