127 Buds Ln, Cedar Point (Swansboro), NC 28584 Property Records

Carteret County property record for 127 Buds Ln, Cedar Point, NC 28584

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,976 sqft · built 1999
Lot Size0.401 acres (17,468 sqft)
Owner2 Individual Names on File
Last Sale$395,000 (Jun 2021)
Tax Bill$2,714 (2025)
Deeds & MortgagesSep 2026 Mortgage
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5374.18.22.9134000

Property Details

APN / Parcel Number

Primary APN5374.18.22.9134000
Alternative APNs
  • 550441
  • 35619

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,976 sqft Heated Area
Gross Area1,728 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleConventional
Exterior MaterialFiber Cement Siding
Foundation TypeBlock
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area17,468 sqft (0.401 acres)
Lot Dimensions153 ft deep x 105 ft wide
PorchSlab
Porch Area320 sqft
Deck Area14 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number35619
Street Address127 BUDS LN
CityCEDAR POINT
StateNC
Zip28584-9297
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL10 BUDS RETREAT
Legal SubdivisionJOHN S JONES
Legal Block22
Legal Lot Number10
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group3
Census Block3072
Census Tract970806

Owner

127 Buds Ln is owned and occupied by two individuals who bought it in June 2021.

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address127 BUDS LN, CEDAR POINT, NC 28584-9297
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 2, 2021Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2021 · Amount on File
Deed SaleJun 2, 2021 · Amount on File
Prior SaleMay 26, 2016 · Amount on File
Deed Document Number20211724354
Deed Book / Page1724 / 354
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Recording DateSep 9, 2026
Property Address127 BUDS LN, CEDAR POINT, NC 28584-9297
Document Number0001896168
Book / Page1896 / 168
Instrument DateSep 8, 2026
Instrument20261896168
Transaction TypeMortgage
Record UpdatedSep 18, 2026
Title CompanyROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

NameVerified Name
Address694 NC 241 HWY, PINK HILL, NC 28572-7740

Mortgage

Document Number0001896168,
DateSep 9, 2026
Book Page1896/168
Instrument20261896168
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateJun 2, 2021
Property Address127 BUDS LN, CEDAR POINT, NC 28584-9297
Document Number0017240354
Book / Page1724 / 354
Map ReferenceMB 28 PG 507
Instrument DateMay 25, 2021
Instrument1724354
Transaction TypeTransfer
Record UpdatedJun 16, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$790.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address127 BUDS LN, 127, CEDAR POINT, NC 28584-9297

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 BUDS LN, CEDAR POINT, NC 28584-9297

Mortgage

Document Number1724355
DateJun 2, 2021
Instrument1724-355
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 127 Buds Ln was $2,714.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityCedar Point Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$591,210 (-) Land $92,840 Building $498,370$591,210 (-) Land $92,840 Building $498,370
2025$2,714.00$591,210 Land $92,840 Building $498,370$591,210 Land $92,840 Building $498,370
2023$239,519 Land $84,000 Building $155,519$239,519 Land $84,000 Building $155,519
2022$1,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Buds Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 213 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies339 units insured
incl. 126 condo units
Nearby Flood Claims49 (1996–2022)
Claims Outside the SFHA3 of 49
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Florence, Sep 2018 · 37 claims
  • Hurricane Ophelia, Sep 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Buds Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST CARTERET WATER CORP
private · serves 19,512 people · EPA ID NC0416040
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Brightspeed.

Nearby Properties on Buds Ln

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