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126 Buds Ln, Cedar Point (Swansboro), NC 28584 Property Records

Carteret County property record for 126 Buds Ln, Cedar Point, NC 28584

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,460 sqft · built 1998
Lot Size0.442 acres (19,254 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Aug 2021)
Tax Bill$2,289 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5374.18.22.8311000

Property Details

APN / Parcel Number

Primary APN5374.18.22.8311000
Alternative APNs
  • 551692
  • 31602

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,460 sqft Heated Area
Gross Area1,636 sqft
1st Floor Area176 sqft
SunroomSunroom
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1999
Architectural StyleCape Cod
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area19,254 sqft (0.442 acres)
Lot Dimensions165 ft deep x 130 ft wide
PorchPorch
Porch Area252 sqft
Deck Area7 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number31602
Street Address126 BUDS LN
CityCEDAR POINT
StateNC
Zip28584-9297
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL14 BUDS RETREAT
Legal SubdivisionJOHN S JONES
Legal Block22
Legal Lot Number14
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group3
Census Block3072
Census Tract970806

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address126 BUDS LN, CEDAR POINT, NC 28584-9297
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2021 · Amount on Record
Deed SaleAug 31, 2021 · Amount on Record
Prior SaleJun 11, 2004 · Amount on Record
Deed Document Number20211736381
Deed Book / Page1736 / 381
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateAug 31, 2021
Property Address126 BUDS LN, CEDAR POINT, NC 28584-9297
Document Number0017360381
Book / Page1736 / 381
Map ReferenceMB 28 PG 507
Instrument DateAug 11, 2021
Instrument1736381
Transaction TypeTransfer
Record UpdatedSep 7, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$790.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address208 ORANGE DR, 208, ELON, NC 27244-9294

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 BUDS LN, CEDAR POINT, NC 28584-9297

Mortgage

Document Number1736382
DateAug 31, 2021
Instrument1736-382
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityCedar Point Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$495,188 (-) Land $98,771 Building $396,417$495,188 (-) Land $98,771 Building $396,417
2025$2,289.00 (+66.23%)$495,188 (+113.47%) Land $98,771 Building $396,417$495,188 (+113.47%) Land $98,771 Building $396,417
2023$231,967 Land $98,904 Building $133,063$231,967 Land $98,904 Building $133,063
2022$1,377.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 213 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies339 units insured
incl. 126 condo units
Nearby Flood Claims49 (1996–2022)
Claims Outside the SFHA3 of 49
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Florence, Sep 2018 · 37 claims
  • Hurricane Ophelia, Sep 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST CARTERET WATER CORP
private · serves 19,512 people · EPA ID NC0416040
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Brightspeed.

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