Walton County property record for 13 Windrift Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,480 sqft · built 2000 |
| Lot Size | 0.213 acres (9,278 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $615,000 (Aug 2025) |
| Tax Bill | $5,345 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-2S-21-42600-000-0010 |
| Primary APN | 28-2S-21-42600-000-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,480 sqft Living Area |
| Gross Area | 2,250 sqft |
| 1st Floor Area | 1,480 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 9,278 sqft (0.213 acres) |
| Lot Dimensions | 115 ft deep x 81 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Enclosed/Finished Porch |
| Porch Area | 370 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 13 WINDRIFT DR |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-7121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CCMU |
| Legal Description | LOT 1 SEASPRAY PB 14-18 OR 2157-341 OR 2244-442 OR 2548-280 OR 3033-880 OR 3245-3826 OR 3368-4334 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | SEASPRAY |
| Legal Lot Number | 1 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 950609 |
Source: Walton County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2253 OLD PEACHTREE RD NE, LAWRENCEVILLE, GA 30043-2829 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Mar 31, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 13, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2025 · Amount on Record |
| Deed Sale | Aug 26, 2025 · Amount on Record |
| Prior Sale | Oct 1, 2003 · Amount on Record |
| Deed Document Number | 202530473 |
| Deed Book / Page | 3368 / 4334 |
| Prior Transfer Date | Feb 13, 2017 |
| Prior Transfer Doc | 0030330880 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 26, 2026 |
| Property Address | 13 WINDRIFT DR, MIRAMAR BEACH, FL 32550-7121 |
| Document Number | 0000026501 |
| Book / Page | 3403 / 3579 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202626501 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 13 WINDRIFT DR, MIRAMAR BEACH, FL 32550-7121 |
| Investor | Possibly a Property Investor |
| Document Number | 0000026501, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 3403/3579 |
| Instrument | 202626501 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Mar 31, 2022 |
| Property Address | 13 WINDRIFT DR, MIRAMAR BEACH, FL 32550-7121 |
| Document Number | 0032453826 |
| Book / Page | 3245 / 3826 |
| Map Reference | MB 14 PG 18&18A |
| Instrument Date | Mar 10, 2022 |
| Instrument | 20220015222 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 13 WINDRIFT DR, MIRAMAR BEACH, FL 32550-7121 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Feb 13, 2017 |
| Property Address | 13 WINDRIFT DR, MIRAMAR BEACH, FL 32550-7121 |
| Document Number | 0030330880 |
| Book / Page | 003033 / 000880 |
| Instrument Date | Feb 13, 2017 |
| Instrument | 4516 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 WINDRIFT DR MIRAMAR BEACH FL 325507121, MIRAMAR BEACH, FL 32550-7121 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,345.00 (+114.83%) | $591,580 (+5.24%) Land $125,000 Building $466,580 | $591,580 (+5.24%) Land $125,000 Building $466,580 |
| 2024 | $2,488.00 (+3.97%) | ||
| 2023 | $2,393.00 (+1.4%) Homeowner's exemption | $562,118 (+19.97%) Land $84,441 Building $477,677 | $562,118 (+19.97%) Land $84,441 Building $477,677 |
| 2022 | $2,360.00 Homeowner's exemption | $468,538 Land $93,729 Building $374,809 | $468,538 Land $93,729 Building $374,809 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 750 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4,168 units insured incl. 3,418 condo units |
| Nearby Flood Claims | 64 (1995–2024) |
| Claims Outside the SFHA | 45 of 64 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, T-Mobile, Wildstar Networks.
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