12 Windrift Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 12 Windrift Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,632 sqft · built 2001
Lot Size	0.118 acres (5,140 sqft)
Owner	2 Trust Names on Record
Last Sale	$216,000 (Jan 2012)
Tax Bill	$5,041 (2025)
Deeds & Mortgages	Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28-2S-21-42600-000-0600`

Property Details

APN / Parcel Number

Primary APN	`28-2S-21-42600-000-0600`
Alternative APNs	`28-221-42600-000-0600` `1060826`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	2,247 sqft
1st Floor Area	1,632 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	5,140 sqft (0.118 acres)
Lot Dimensions	94 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	24 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12 WINDRIFT DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 60 SEASPRAY PB 14-18 OR 2114-208 OR 2323-115 OR 2665-2698 OR 2802-625 OR 2880-4660 OR 3227-1822
Legal Range	021
Legal Township	02S
Legal Section	28
Legal Subdivision	SEASPRAY
Legal Block	6
Legal Lot Number	60
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1048
Census Tract	950609

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	11101 HIGHWAY 60, SELLERSBURG, IN 47172-9593
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2012 · Amount on Record
Deed Sale	Jan 4, 2012 · Amount on Record
Prior Sale	Sep 24, 2008
Deed Document Number	20121180474
Deed Book / Page	2880 / 4660
Last Transfer Date	Nov 23, 2021
Transfer Doc	0032271822
Record Updated	Jun 8, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Nov 30, 2021
Property Address	12 WINDRIFT DR, MIRAMAR BEACH, FL 32550-4121
Document Number	0032271822
Book / Page	3227 / 1822
Map Reference	MB 14 PG 18
Instrument Date	Nov 23, 2021
Instrument	20210059042
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	11101 HIGHWAY 60, SELLERSBURG, IN 47172-9593

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,041.00 (+2.88%)	$627,450 (+4.8%) Land $125,000 Building $502,450	$627,450 (+4.8%) Land $125,000 Building $502,450
2024	$4,900.00 (+8.24%)
2023	$4,527.00 (+13.2%)	$598,702 (+20.42%) Land $84,441 Building $514,261	$598,702 (+20.42%) Land $84,441 Building $514,261
2022	$3,999.00	$497,172 Land $93,729 Building $403,443	$497,172 Land $93,729 Building $403,443

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, T-Mobile, Wildstar Networks.