Walton County property record for 64 Windrift Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,527 sqft · built 2000 |
| Lot Size | 0.121 acres (5,314 sqft) |
| Owner | Company Name on Record |
| Last Sale | $795,000 (Jan 2025) |
| Tax Bill | $2,693 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-2S-21-42600-000-0550 |
| Primary APN | 28-2S-21-42600-000-0550 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,527 sqft Living Area |
| Gross Area | 2,142 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 5,314 sqft (0.121 acres) |
| Lot Dimensions | 9.7 ft deep x 5.5 ft wide |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | Deck Area |
| Patio Area | 150 sqft |
| Fence | Fence |
| Arbor/Pergola | Arbor/Pergola |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1060821 |
|---|---|
| Street Address | 64 WINDRIFT DR |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 55 SEASPRAY PB 14-18 OR 2290-1577 OR 2626-1431 OR 2864-462 OR 2950-1993 OR 3113-3312 OR 3348-2769 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | SEASPRAY |
| Legal Lot Number | 55 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 950609 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4043 CHATSWORTH ST N UNIT 200, 200, SAINT PAUL, MN 55126-5501 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 2, 2019 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2025 · Amount on Record |
| Deed Sale | Jan 31, 2025 · Amount on Record |
| Prior Sale | Aug 2, 2019 · Amount on Record |
| Deed Document Number | 20250003190 |
| Deed Book / Page | 3348 / 2769 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 64 WINDRIFT DR, MIRAMAR BEACH, FL 32550-4121 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Title Company | FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR |
| Name | Verified Name |
|---|---|
| Address | 64 WINDRIFT DR, MIRAMAR BEACH, FL 32550-4121 |
| Document Number | 0031843154 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 3184/3154 |
| Instrument | 20210008787 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Aug 2, 2019 |
| Property Address | 64 WINDRIFT DR, MIRAMAR BEACH, FL 32550-4121 |
| Document Number | 0031133312 |
| Book / Page | 003113 / 003312 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 26345 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2019 |
| Title Company | SETCO SERVICES LLC, SETCO SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,508.10 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5105 W 154TH AVE LOWELL IN 463561102, LOWELL, IN 46356-1102 |
| Document Number | 31133314 |
|---|---|
| Date | Aug 2, 2019 |
| Book Page | 003113/003314 |
| Instrument | 26346 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $589,829 (+5.37%) Land $125,000 Building $464,829 | $589,829 (+5.37%) Land $125,000 Building $464,829 | |
| 2024 | $2,693.00 (+3.94%) | ||
| 2023 | $2,591.00 (+1.37%) Homeowner's exemption | $559,768 (+18.66%) Land $84,441 Building $475,327 | $559,768 (+18.66%) Land $84,441 Building $475,327 |
| 2022 | $2,556.00 Homeowner's exemption | $471,733 Land $93,729 Building $378,004 | $471,733 Land $93,729 Building $378,004 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 750 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4,168 units insured incl. 3,418 condo units |
| Nearby Flood Claims | 64 (1995–2024) |
| Claims Outside the SFHA | 45 of 64 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, T-Mobile, Wildstar Networks.
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