13 Westminster Dr, Berlin, MD 21811 Property Records

Worcester County property record for 13 Westminster Dr, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,229 sqft · built 1998
Lot Size	0.239 acres (10,412 sqft)
Owner	2 Company Names on Record
Last Sale	$335,000 (Jan 2024)
Tax Bill	$5,686 (2026)
Deeds & Mortgages	Jun 2026 Sale Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-134229`

Property Details

APN / Parcel Number

Primary APN	`03-134229`
Alternative APN	`134229`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,229 sqft Total Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,412 sqft (0.239 acres)
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	134229
Street Address	13 WESTMINSTER DR
City	BERLIN
State	MD
Zip	21811-2970
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 13 10412.4 SQ FT WESTMINSTER DRIVE PL BUCKINGHAM ESTATES PH 2
Legal Subdivision	BUCKINGHAM ESTATES
Legal Phase	2
Legal Lot Number	13
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1050
Census Tract	951000

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	41 GLOUCESTER RD, BERLIN, MD 21811-1584
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jan 24, 2024	Special Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Dec 4, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2024 · Amount on Record
Deed Sale	Jan 24, 2024 · Amount on Record
Prior Sale	May 18, 1998 · Amount on Record
Deed Book / Page	8699 / 343
Last Transfer Date	May 6, 2026
Transfer Doc	9170000281
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jun 22, 2026
Property Address	13 WESTMINSTER DR, BERLIN, MD 21811-2970
Document Number	9170000281
Book / Page	9170 / 281
Instrument Date	May 6, 2026
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	41 GLOUCESTER RD, BERLIN, MD 21811-1584

January 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WORCESTER MD
Recording Date	Jan 24, 2024
Property Address	13 WESTMINSTER DR, BERLIN, MD 21811-2970
Document Number	0086990343
Book / Page	8699 / 343
Map Reference	MB RHO137 FO 39
Instrument Date	Jan 23, 2024
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	41 GLOUCESTER RD, BERLIN, MD 21811-1584

Mortgage

Document Number	0086990350
Date	Jan 24, 2024
Instrument	8699-0350

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Dec 4, 2023
Property Address	13 WESTMINSTER DR, BERLIN, MD 21811-2970
Document Number	0086780015
Book / Page	8678 / 15
Map Reference	MB RHO 137 FO 39
Instrument Date	Nov 7, 2023
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 WESTMINSTER DR, BERLIN, MD 21811-2970

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,686.00 (+11.93%)	$325,600 (+11.93%)	$360,300 (-) Land $104,400 Building $255,900
2025	$5,080.00 (+15.8%)	$290,900 (+18.32%)	$360,300 (+40.63%) Land $104,400 Building $255,900
2023	$4,387.00	$245,867	$256,200 Land $104,400 Building $151,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Nearby Flood Policies	27 units insured incl. 3 condo units
Nearby Flood Claims	13 (1992–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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