8 Westminster Dr, Berlin, MD 21811 Property Records

Worcester County property record for 8 Westminster Dr, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,110 sqft · built 1996
Lot Size	0.271 acres (11,824 sqft)
Owner	Individual Name on File
Last Sale	$80,128 (May 1996)
Tax Bill	$3,818 (2026)
Deeds & Mortgages	Dec 2018 Mortgage Feb 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`03-134172`

Property Details

APN / Parcel Number

Primary APN	`03-134172`
Alternative APN	`134172`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,110 sqft Total Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,824 sqft (0.271 acres)

Exterior Amenities

Porch	Porch
Porch Area	144 sqft
Deck Area	240 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	134172
Street Address	8 WESTMINSTER DR
City	BERLIN
State	MD
Zip	21811-2970
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 8 11824.6 SQ FT WESTMINSTER DRIVE PL BUCKINGHAM ESTATES PH 2
Legal Subdivision	BUCKINGHAM ESTATES
Legal Phase	2
Legal Lot Number	8
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1050
Census Tract	951000

Owner

8 Westminster Dr is owned and occupied by an individual who bought it in May 1996.

Source: Worcester County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1254, OCEAN CITY, MD 21843-1254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Feb 10, 2020	Loan Modification, Mortgage · Line of Credit TRUIST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 1996 · Amount on File
Deed Sale	May 22, 1996 · Amount on File
Deed Document Number	1996301307
Deed Book / Page	1867 / 262
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	8 WESTMINSTER DR, BERLIN, MD 21811-2970
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073330001
Date	Dec 6, 2018
Book Page	7333/001

Lender

Name	SUNTRUST BANK
Type	Bank
Address	BALTIMORE, MD 21203

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WORCESTER MD
Property Address	8 WESTMINSTER DR, BERLIN, MD 21811-2970
Document Number	0075960250
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 WESTMINSTER DR BERLIN MD 218112970, BERLIN, MD 21811-2970

Mortgage

Document Number	0075960250
Date	Feb 18, 2020
Book Page	007596/000250

Lender

Name	TRUIST BK
Address	BALTIMORE, MD 21202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 17, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 8 Westminster Dr was $3,818 with a homeowner's exemption, up 3.4% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,818.00 (+3.41%) Homeowner's exemption	$321,600	$355,300 Land $105,800 Building $249,500
2025	$3,692.00 Homeowner's exemption
2023	$3,459.00 Homeowner's exemption	$243,667	$254,200 Land $105,800 Building $148,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Westminster Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 individual policies
Nearby Flood Policies	27 units insured incl. 3 condo units
Nearby Flood Claims	13 (1992–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Westminster Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Choptank Fiber, T-Mobile.

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