Monroe County property record for 13 Sunset Cay Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 4,089 sqft · built 2023 |
| Lot Size | 0.532 acres (23,211 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $43,819 (2023) |
| Deeds & Mortgages | Aug 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00572500-000000 |
| Primary APN | 00572500-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 1 Story |
| Building Area | 4,089 sqft Living Area |
| 1st Floor Area | 1,930 sqft |
| Interior Walls | Plaster |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Other |
| Construction Type | Concrete |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 23,211 sqft (0.532 acres) |
| Garage Area | 550 sqft |
| Pool Area | 512 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 1,766 sqft |
| Patio Area | 1,896 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1707007 |
|---|---|
| Old Parcel Number | 12594000572500000000 |
| Street Address | 13 SUNSET CAY RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 16 LT 26 A SUBD OF A PORTION OF TR D OF OCEAN REEF PLAT #3 KEY LARGO PB4-91 PB5-63 OR393-448 OR1643-1505/07 OR1643-1509/16 |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 12 |
| Legal Subdivision | OCEAN REEF NO 3 SUBD OF TRACT D |
| Legal Tract | D |
| Legal Block | 16 |
| Legal Lot Number | 26 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3095 |
| Census Tract | 972700 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 13 SUNSET CAY RD, KEY LARGO, FL 33037-3723 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2020 |
| Deed Sale | Nov 1, 2020 |
| Deed Document Number | 0003060929 |
| Deed Book / Page | 3038 / 1221 |
| Prior Transfer Date | Aug 18, 2020 |
| Prior Transfer Doc | 2277897 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 18, 2020 |
| Property Address | 13 SUNSET CAY RD, KEY LARGO, FL 33037-3723 |
| Document Number | 0030381221 |
| Book / Page | 003038 / 001221 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 2277897 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2020 |
| Title Company | REEF TITLE COMPANY, REEF TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $25,200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 13 SUNSET CAY RD KEY LARGO FL 330373723, KEY LARGO, FL 33037-3723 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,517,067 (+34.46%) Land $8,871,244 Building $4,645,823 | $13,517,067 (+34.46%) Land $8,871,244 Building $4,645,823 | |
| 2023 | $43,819.00 (+58.95%) | $10,052,749 (+100.88%) Land $10,008,583 Building $44,166 | $10,052,749 (+100.88%) Land $10,008,583 Building $44,166 |
| 2022 | $27,567.00 | $5,004,292 Land $5,004,292 | $5,004,292 Land $5,004,292 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
May also be available: AT&T, T-Mobile.
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