1. Home
  2. Florida
  3. Monroe County
  4. Key Largo
  5. Sunset Cay Rd

8 Sunset Cay Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 8 Sunset Cay Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 7,415 sqft · built 1971
Lot Size0.564 acres (24,580 sqft)
OwnerCompany Name on Record
Last Sale$14,750,000 (Jan 2026)
Tax Bill$28,432 (2024)
Deeds & MortgagesJan 2026 Sale
Jan 2026 Transfer
+ 2 more
Flood ZoneZone AE (high risk)
APN00572280-000000

Property Details

APN / Parcel Number

Primary APN00572280-000000
Alternative APNs
  • 12594000572280000000
  • 1706787

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area7,415 sqft Living Area
Gross Area8,221 sqft
1st Floor Area7,415 sqft
FlooringMarble
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2005
Exterior MaterialOther
Construction TypeConcrete
Foundation TypePile
Roof TypeCathedral/Clerestory
Roof MaterialTile
Lot Area24,580 sqft (0.564 acres)
View / LotCanal
Garage TypeAttached
Garage Area806 sqft
PorchFlorida Room
Porch Area3,824 sqft
Patio Area3,450 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1706787
Street Address8 SUNSET CAY RD
CityKEY LARGO
StateFL
Zip33037-3726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 16 LT 4 A SUBD OF A PORTION OF TR D OF OCEAN REEF PLAT #3 KEY LARGO PB4-91 PB5-63 OR476-799-800 OR818-2454 CASE#85-19-CP-12 OR937-1822/1825 OR1135-1627/50PET/WILL PROBATE#902060CP10 OR1167-7/8PR OR1167-19/20 OR2127-1674/75Q/C
Legal Range40E
Legal Township59S
Legal Section12
Legal SubdivisionOCEAN REEF NO 3 SUBD OF
Legal TractD
Legal Block16
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3095
Census Tract972700

Owner

Source: Monroe County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address24 DOCKSIDE LN, KEY LARGO, FL 33037-5267
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2026Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 9, 2026Affidavit of Death of Joint Tenant, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 9, 2026Quit Claim Deed, Transfer
REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Nov 6, 2018Loan Modification, Mortgage · Conventional Mortgage
IBERIABANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2026 · Amount on Record
Deed SaleJan 9, 2026 · Amount on Record
Prior SaleApr 1, 1991 · Amount on Record
Deed Document Number20262527978
Deed Book / Page3361 / 1332
Prior Transfer DateJun 16, 2005
Prior Transfer Doc0021271674
Record UpdatedOct 29, 2026

January 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMONROE FL
Recording DateJan 9, 2026
Property Address8 SUNSET CAY RD, KEY LARGO, FL 33037-3726
Document Number0033611332
Book / Page3361 / 1332
Map ReferenceMB 5 PG 63
Instrument DateDec 30, 2025
Instrument2527978
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyEstimated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18 CHARLESTOWNE COURT, KEY LARGO, FL 33037

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 DOCKSIDE LN PMB 19, KEY LARGO, FL 33037-5267

January 2026: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionMONROE FL
Recording DateJan 9, 2026
Property Address8 SUNSET CAY RD, KEY LARGO, FL 33037-3726
Document Number0033611341
Book / Page3361 / 1341
Map ReferenceMB 5 PG 63
Instrument DateDec 30, 2025
Instrument2527981
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

January 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateJan 9, 2026
Property Address8 SUNSET CAY RD, KEY LARGO, FL 33037-3726
Document Number0033611336
Book / Page3361 / 1336
Map ReferenceMB 5 PG 6399353
Instrument DateDec 4, 2025
Instrument2527979
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address35 OCEAN REEF DR STE 200, 200, KEY LARGO, FL 33037-5259

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 DOCKSIDE LN # PMB19, KEY LARGO, FL 33037-5267

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address8 SUNSET CAY RD, KEY LARGO, FL 33037-3726
Document Number0029361280
Instrument DateNov 6, 2018
Transaction TypeMortgage
Record UpdatedJan 3, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 DOCKSIDE LN KEY LARGO FL 330375267, KEY LARGO, FL 33037-5267

Mortgage

Document Number0029361280
DateNov 16, 2018
Book Page002936/001280
Instrument2194706
Lender
NameIBERIABANK
TypeBank
AddressWESTMONT, IL 60559
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueNov 15, 2043

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,331,958 (+5.99%)$10,420,500 (-10.1%) Land $9,298,614 Building $1,121,886
2024$28,432.00 (+2.08%)
2023$27,853.00 (+4.76%) Homeowner's exemption$4,087,255 (+3%)$11,591,031 (+81.46%) Land $10,490,744 Building $1,100,287
2022$26,588.00 Homeowner's exemption$3,968,209$6,387,708 Land $5,245,372 Building $1,142,336

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 838 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies1,585 units insured
incl. 747 condo units
Nearby Flood Claims78 (2005–2023)
Claims Outside the SFHA1 of 78
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000

May also be available: AT&T, T-Mobile.

Nearby Properties on Sunset Cay Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures